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Retired Member
Open API’s and Open Banking has been a hot topic for quite some time now, but very little has been said about Digital Overlays. What if I told you that Digital Overlays is the key to unlock the full potential of Open API’s and Open Banking. There are many banking initiatives underway that are driven by various factors, such as regulatory, innova...
11 February 2021 /payments /retail Banking Strategy, Digital and Transformation
After a turbulent year businesses are looking for some bulletproof guidance and inspiration, wealth management is no exception. There is no doubt that the Covid-19 has changed the world for ever, but let's not make the pandemic a scapegoat for the woes of asset and wealth management organisations. Prior to the pandemic, the wealth management sect
10 February 2021 /wealth /predictions Trends in Financial Services
Digital commerce will increase, and so will fraud In 2020 we saw many firsts, which affected every person on the planet. ‘Lockdown’ became part of our everyday language and as we acclimatised to being home and not having access to brick-and-mortar stores, we looked for alternative channels to source the things we need. Almost as soon as we went in...
10 February 2021 /security /inclusion Fintech
The amount of support handed out to businesses means banks will soon need to collect money from them on a scale which has never been done manually before. Throughout the pandemic, many businesses have borrowed purely to survive rather than drive growth, which begs the question as to how many of these businesses will exist long enough to repay the ...
09 February 2021 /covid-19 Analytics in Banking
There are so many theoretical definitions for ethical banking, everything from being environmentally friendly, having a net-neutral carbon footprint, not doing businesses with partners who are involved in non-sustainable sectors, investing back into the community, or operating on behalf of members. Most of these can be found in a company’s Corpora...
05 February 2021
Fintech and banking teams today are building new applications or modernizing their existing ones, and they have to meet strict compliance objectives. At the same time, they want to deliver software innovations faster and more efficiently. To achieve this, software teams are using containers, microservices and APIs to decouple and modularize their ...
04 February 2021 /security /cloud Banking Strategy, Digital and Transformation
The last ten years have seen a transformation in the ways the world does business. Macroeconomic trends, regulatory developments, and technological advances have created new ways for businesses to offer value to customers. Business models that simply didn’t exist twenty-five years ago are now the norm, and are providing useful, efficient, flexible...
03 February 2021 /payments Payments strategies 2015-2020-2030
Lately there has been a lot of speculation in the market on whether the interest of institutional investors in Bitcoin would cause its price to continue moving upwards in the long term. The other side of this theory is that if institutionals were to lose their interest, Bitcoin would be in danger of crashing down, like it happened with the bubble ...
03 February 2021
In my last blog, I shared some thoughts on how different forms of AI could not only help improve the customer experience, but also ensure that the bank remains in compliance with various industry regulations. As promised, the focus of this blog will be on how AI can both help ensure/monitor regulatory compliance, as well as some of the regulatory...
03 February 2021 /regulation /cloud Artificial Intelligence and Financial Services
The balance between regulation and innovation is a difficult one to find and maintain. The parabolic growth of the fintech industry has heralded extraordinary advances, but it has also posed problems for regulators who are still trying to catch up. In order for fintech to thrive, there must be open, transparent, and friendly cooperation between ind...
26 January 2021 /payments /regulation
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