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307 Results from 2023, /retail

Christopher Colley

Christopher Colley Industry-recognized CX leader at Financial Services

Are you really ready for Consumer Duty? Addressing the FCA’s feedback on implementation plans

Did you make the grade? The Financial Conduct Authority (FCA) recently carried out a review of firms' implementation plans for Consumer Duty. Did you pass? Or do you need to take note — and swift action. To recap — the new Consumer Duty seeks to ensure that financial institutions operating in the UK act in good faith, avoid harm, and help consumer...

/regulation /retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

The Future of Credit Cards - why are cards a huge untapped opportunity for banks?

Even though technology, consumer behavior, and finance are always evolving, credit card products from banks have largely stayed the same. Of course, some things have changed: signatures are being replaced by biometrics, some retailers don’t even require us to queue to pay, and new models for repayments, such as Buy Now Pay Later (BNPL) are growing...

/payments /retail Banking Strategy, Digital and Transformation

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

India Is Testing UPI For International Tourists

UPI is a system that bunches multiple bank accounts into a single mobile application enabling P2P and P2M fund transfers. India central bank RBI enabled UPI to be now be available for visitors from #G20 countries, who are travelling to India from abroad. This is how it will work 👇 Once your passport and visa will be physically validated - After...

/payments /retail Innovation in Financial Services

Galit Shani-Michel

Galit Shani-Michel VP Payments at Forter

Why PSPs Don’t Mention Recovering Hard Declines

As the new year sets in and proactive merchants continue to think of ways to boost revenue in the face of a likely recession across many parts of the world, paying attention to hard declines might not be the first area of the payments journey that gets attention. Why is this? It’s because hard declines seem to end the customer’s journey. Most peop...

/payments /retail Fintech

Tomasz Rokita

Tomasz Rokita General Manager Banking, Poland & Ukraine at Diebold Nixdorf

The Trends Driving Real Change in Europe Right Now

With the financial services industry in a constant state of change, identifying where to put the most time and effort can be challenging for an organisation of any size. Getting the balance right between being ahead of the curve to be an early adopter, and not wasting energy on trends which are short lived or amount to nothing can be difficult. We...

/retail /predictions Banking

Aida Hosseini

Aida Hosseini Global Marketing Manager at Fingerprints

Retail card issuers’ next step in differentiating their card portfolios

From the goods and services we buy to the stores we visit, brands make up a big part of a consumer’s decision-making process. And the same is true for our finances. Traditionally, consumer banking has been dominated by long-established, highly recognizable names. This has meant that many consumers adopted a ‘bank-for-life’, but this has changed. Mo...

/payments /retail Biometrics

Mark Aldred

Mark Aldred Head of Sales at Auriga

A Magnificent Seven Retail Banking and Fintech Trends to Spy in 2023

1. Collaboration made easy with platform-based ecosystems In this interconnected modular digital world, acting alone is too onerous for most companies. As such, working collaboratively to complement, adjust and support joint efforts is essential to leveraging digital ecosystems. This shift towards platform-based ecosystems is expected to gain mome...

/retail /predictions Banking

Retired Member

Retired Member 

Build vs. Buy Fintech Software: A Guide to Choosing the Best Approach for Your Product

Many entrepreneurs have gotten stuck on deciding whether to build or buy fintech software. While a personalized solution might appeal to customers, not all startups have the budget to invest in building a customized solution. However, buying a ready-made solution might be less cost-intensive when starting up, the software might now scale well with...

/retail /startups Banking Strategy, Digital and Transformation

Maria Schuld

Maria Schuld Head of Regional and Community Banking at FIS

Transparency – transformative for today’s banks

The value of transparency in business practices According to business.com, “transparency is defined as a lack of hidden agendas or conditions, accompanied by the availability of full information required of collaboration, cooperation and collective decision-making.” Financial institutions that embrace transparency find this practice leads to custo...

/retail /markets Banking Strategy, Digital and Transformation

Harish Kumar

Harish Kumar Industry Advisory Consultant - Lending at Tata Consultancy Services

How Lenders can create an Immersive Customer Experience

According to McKinsey and Company, the Metaverse has a $5 trillion market potential, and financial institutions do not want to pass up this once-in-a-lifetime opportunity. The metaverse, which combines the most recent digital technologies, is the next step in the evolution of the internet as a place where people may communicate. Technologies are ...

/retail /predictions Banking and Lending Solutions

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