Join the Community

22,722
Expert opinions
43,857
Total members
362
New members (last 30 days)
192
New opinions (last 30 days)
28,925
Total comments

Latest expert opinions

clear
clear

280 Results from 2021, /retail

Doug Craddock

Doug Craddock Senior Principal Consultant at FICO

Five Predictions For Lending In 2022

In an environment where everything is changing — the way we work, travel, meet and shop — the world of credit is adapting quickly. The pandemic isn’t the sole cause of this, as fintechs have been upending traditional banking models for years. Here’s what we at FICO see for next year. The Focus Will Change from Digital Transformation to Digital En...

/retail /predictions

John Nyström

John Nyström Global Business Manager at Econans

Retail Banking Could Save the World

The climate crisis is an extremely urgent and global concern. We can no longer postpone our efforts to fight the climate crisis; the time to act is now. The financial sector holds enormous power in funding as well as the potential to bring awareness to people influencing the climate. Historically the financial system has focused mainly on maximizin...

/retail /sustainable Banking Strategy, Digital and Transformation

Praveen Sharma

Praveen Sharma Head, Banking and Financial Services Practice-N.A at Virtusa

Give Credit to the New Collections Culture

The Federal Reserve Bank of New York has reported that consumer debt reached a record high during the third quarter of 2021, amounting to $15.24 trillion. That's an increase of 1.9%, or $286 billion, from the second quarter of 2021. With the holiday shopping season in full swing, retailers are forecasting strong sales. While this is good news for...

/payments /retail Artificial Intelligence and Financial Services

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Digital Financial Inclusion: Why It Matters and What’s Driving Change

Financial inclusion is a major global challenge that can be difficult to define. However, most commentators agree that it begins with access to mainstream financial products. Jim Yong Kim, President of World Bank Group suggests, “Universal access to financial services is within reach – thanks to new technologies and transformative business models”....

/retail /inclusion Financial Inclusion

Roel Jansen

Roel Jansen SaaS Solutions Marketing at Temenos

Decisions and opportunities: The Cloud as the standard for modern-day banks

The financial industry transformed in the past decade significantly in the way they serve their clients, banks seek greater speed and agility through cloud adoption. Many banks were confronted with significant barriers during the first phases of cloud adoption, and now are challenged to push down costs, manage security issues, and require better ...

/retail /cloud Fintech

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Embrace the change. How Alibaba changed the Russian e-commerce and fintech landscape.

I am an avid promoter of Chinese influence on the world internet. In particular, when we talk about Russia. In my opinion, Alibaba corporation alone has done more for the rapid development of the Russian internet than any local independent and governmental associations. Alibaba is faced with very personal political repression with very pessimisti...

/retail /markets Business

Andrew Stevens

Andrew Stevens Global banking and financial services specialist at Quadient

Why digital-first, not digital-only, is key for banks to deliver stellar customer experiences

The last remaining bank branch on the Isle of Scilly has announced that it is set to close in April next year, marking the end of in-person banking for the island’s residents. While the decision is due to changes in consumer behaviour, with the branch used less often, this removes a key banking touchpoint for customers. The branch closure is one of...

/retail /inclusion Banking Strategy, Digital and Transformation

David Royle

David Royle Partner - Head of Retail and Commercial Banking at Be UK

Why is UK retail banking blind to significant cost savings?

As consumers we’re more than happy to hunt out the best mortgage deal, the best utility company to sign up to (now more than ever) and the most competitive motor insurance policy. Thanks to price comparison sites, we’re able to effortlessly benchmark prices and services and reap rewards way in excess of the time they take to execute. So why is it...

/payments /retail healty banking future

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

Why single codebase is the future of platform development

Thanks to emerging technologies, banking sector has undergone colossal transformation in recent years. The future of banking has moved towards cross-platform mobile frameworks (Flutter, React Native, Ionic, etc.) as well as dynamic back-end that might involve a string of databases, all storing various components of the data. Banking involves conti...

/payments /retail Digital Bank Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

The way forward for portfolio management? Hyper-personalization!

Individualized customization tailored to a consumer’s exact wants and needs are just some of the ways hyper-personalization is manifesting in today’s world. The financial industry is no stranger to such a trend, but how can financial advisors keep up with the sheer amount of customization clients are demanding? Hyper-personalization is the next b...

/wealth /retail Banking Strategy, Digital and Transformation

Now Hiring