3732 Results from /retail
Andy Park Design Director at Creode
The role of emotion in financial UX: How to create interfaces that engage users on a deeper Level In financial services, user experience (UX) design is often focused on clarity, security, and functionality. But an element that is frequently overlooked—and yet crucial—is emotion. People make financial decisions not only with their heads but also wi
04 December 2024 /wealth /retail Marketing in Financial Services
Retired Member
Unlock operational efficiency with automation and scale Financial institutions are laser focused on efficiency, and rightly so. A poor efficiency ratio – the relationship between your expenses and your revenue – will slow the movement of money through your institution to a crawl and negatively impact your service to customers. Efficient operations...
04 December 2024 /payments /retail
Matiss Ansviesulis Co-founder at Esketit
As the UK settles down after the announcement of the recent Labour government budget, small businesses may be feeling the squeeze. With banks pulling back on lending in response to rising living costs and soaring interest rates, many small business owners are looking for alternative financial support. On top of that, National Insurance contri
04 December 2024 /retail Fintech
Steve Round Co-Founder and President at SaaScada
Having a high Net Interest Margin (NIM) is the goal for banks and financial institutions as it is a key indicator of profitability. Increasing NIM is a simple calculation of net income – i.e., the money created through lending money out – compared to the interest paid out. In essence, banks must sell more lending products to be profitable while al...
03 December 2024 /retail /markets
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In software development, we often find ourselves reinventing the wheel—particularly when dealing with higher-level abstractions. As I mentioned in my blog "Unlocking Business Value: Moving Beyond Low-Level Programming", while open source has reduced redundancy at the technical level, user interfaces continue to see many foundational pat
02 December 2024 /payments /retail Business Knowledge for IT
Samuel Crompton Associate Partner (Banking, Resilience and AI) at IBM
With the busiest retail event of the year now behind us, those responsible for the technology services that underpin our ability to make purchases on Black Friday are likely now breathing a sigh of relief. Headlines at a glance suggest that 2024 has been kinder to retailers’ digital infrastructure than in previous years, with fewer outages report...
02 December 2024 /regulation /retail
Luigi Wewege President at Caye International Bank
The financial services industry is undergoing a seismic transformation, driven by rapid technological advancements, shifting customer expectations, and evolving regulatory frameworks. At the heart of this change lies the dynamic interplay between fintechs and traditional banks. Once perceived as competitors vying for market share, fintechs and ba...
02 December 2024 /retail /predictions Banking Strategy, Digital and Transformation
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
First of all I expect the bank to be a Trust Infrastructure leader and realise its responsibility for Society at Large. To take the practical steps needed so that the immense improvements in productivity, service levels, security, risk management, privacy and for EUs part the Single markets are delivered without hesitation and delays. The EU legis...
30 November 2024 /retail /identity Innovation in Financial Services
Alex Kreger Founder & CEO at UXDA
The financial industry is witnessing a seismic shift. Fintech companies, once considered fringe players, are now storming the gates of traditional banking institutions. They are not just nibbling at the edges but are capturing millions of customers in a matter of years—a feat that took incumbent banks decades to achieve. The secret weapon? A holis...
27 November 2024 /retail /identity Innovation in Financial Services
Two people will rarely see the same search results because Google will often personalise the results to the user, including their location, pushing businesses or services in their area higher in search results. This is even more likely for locally sensitive searches like ‘bank near me’ or ‘wealth management leeds’. If you optimise your website for...
27 November 2024 /retail /markets Marketing in Financial Services
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