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Latest /payments expert opinions

Boris Bialek

Boris Bialek Field CTO, Industry Solutions at MongoDB

A Look Underneath the Hood of Real-Time Payments

Real-time payments do exactly what the name implies. They refer to transactions that clear and settle (almost) instantaneously. This type of payment is characterised by settlement finality, instant confirmation, and immediately available funds. For businesses with transactions that span countries – or continents – this is invaluable in fostering s...

/ai /payments Payments strategies 2015-2020-2030

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Navigating the Evolution of Digital B2B Payments in 2024

In today’s fast-paced business environment, securing and maintaining relationships with large enterprise clients is crucial for revenue growth. However, processing their payments poses significant challenges, especially as transaction complexities and amounts increase. Traditional payment methods like paper checks often lead to delays and ineffici...

/payments /retail Banking Strategy, Digital and Transformation

Vipin Kumar Sharma

Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd

Stock settlements just got faster in the US, but can they be even quicker?

In the past, buying or selling a stock meant waiting two business days for the trade to settle (T+2). This meant a two-day gap between agreeing on a price and actually receiving the stock and money. As of May 28, 2024, the US market has moved to a T+1 settlement cycle. Trades will now settle in one business day, reducing the risk involved f...

/payments /regulation Post-Trade Forum

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Exploring the Growth of Digital Payments in Latin America

Latin America, a region renowned for its vibrant culture, diverse landscapes, and rich history, is undergoing a profound transformation in the realm of payments. With the rapid advancement of technology and the increasing adoption of digital solutions, the payments landscape in Latin America is experiencing unprecedented growth, reshaping the way ...

/payments /markets Payments strategies 2015-2020-2030

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Unifying Payment Systems: Embracing ISO 20022 for Global Interoperability

In recent years, the world of payments has been undergoing a significant transformation. Historically, international payments were dominated by major players like SWIFT, VISA, MasterCard, and a handful of large international banks. However, this landscape is rapidly evolving due to the rise of new payment rails, Open and Embedded Banking, and the ...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

What Are Some Disadvantages to Using Cryptocurrency as a Payment Method?

Navigating the world of cryptocurrency can be like exploring a new continent, full of promise yet with tons of hidden challenges. I remember a business owner who eagerly adopted Bitcoin as a payment method, only to encounter significant operational hurdles. From volatile price fluctuations to complex regulatory landscapes, the path was full of obs...

/payments /inclusion Business

Francesco Fulcoli

Francesco Fulcoli CCO at Flagstone

Regulatory Resilience: Fintech's AML Frameworks through Comprehensive Gap Analysis and Methodologies

In a world where innovation meets finance, fintech companies stand at the forefront of revolutionising how we interact with money. However, with great innovation comes great responsibility, especially when it comes to compliance and Anti-Money Laundering (AML) practices. In this dynamic industry, navigating a complex web of regulatory requirements...

/payments /regulation Fintech

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Unveiling the Power of Interchange Optimization for ISVs

In the fast-paced landscape of today’s industries, particularly within the technology sector, efficiency and streamlining operations are imperative. Every aspect of operations, including financial transactions, plays a crucial role in the success of anyone in the IT world, from developers to ISVs. ISVs, in particular, have an opportunity to take a...

/payments The Payments Business

Nenad Marovac

Nenad Marovac Co-Founder at DN Capital

Super apps: What’s in a name?

The phrase super apps has gained currency in recent years, generally used to mean a digital one-stop-shop for a range of services. The likes of Uber and DoorDash have expanded their offerings beyond their core services, while Revolut refers to itself as a ‘financial super app’ in its marketing, and the recent IPO of Kazakh fintech Kaspi.kz at a va...

/payments /startups Digital Banking

Brian Gaynor

Brian Gaynor CEO BlueSnap Europe at BlueSnap Payment Services Ireland

3 signs your payment provider is holding your business back

The payment landscape is unpredictable, but technology allows businesses to constantly improve their offerings. However, this also means that customers expect more and want an enhanced buying experience. That’s why now more than ever, business leaders should be evaluating their payment stack and assessing whether it’s serving their business’ gro

/payments Payments strategies 2015-2020-2030

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