Join the Community

22,632
Expert opinions
44,331
Total members
525
New members (last 30 days)
221
New opinions (last 30 days)
28,896
Total comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Brett King

Brett King CEO & Founder at Moven

Coin Card delays launch to Spring 2015, upset backers

If you've been waiting for news regarding Coin Card, then you've got a longer wait than expected. Coin launched with HUGE fanfare in November of 2013, promising to revolutionize your credit card by allowing you to combine up to 6 cards in one bluetooth enabled device. Launched on the same day as the revamped Google Wallet, Coin Card stole the show...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

'PSD2' a Much-Needed Step To Uniformity and Accountability

Payment Services Directive 2.0, Why “PSD2” is A Much-Needed Step Towards Uniformity and Accountability in the European Payments Industry Rules and regulations serve many purposes, from ensuring that business activities are conducted consistently and fairly, to ensuring that providers and their customers are protected from harm, intentional or oth

/payments /regulation

Retired Member

Retired Member 

Will Host Card Emulation save NFC?

Coexistence: Host Card Emulation supports the coexistence between the Secure Element issuance model and the HCE CloudSE and in-software approaches. This leaves an open-door to a shift in approaches or (commercial) attitudes towards eSE and USIM SE issuance. The offline/no-network problem – CloudSE solutions now offer the ability to support a limit...

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

The Next Target-Style Attack This Holiday Season?

Remote Access Vulnerabilities and “Backoff” PoS Malware to Lead to Potential Next Wave of Target-Style Attacks this Holiday Season Data breaches, identity theft and stolen payment card credentials are the gifts that keep on giving (or taking, depending on your perspective), just ask any of the 100+ million consumers caught up in the wave of sec...

/payments

Brett King

Brett King CEO & Founder at Moven

Can we stop talking 'Branch of the Future'?

Whether it is Bank of Queensland with their Hipster Branch launch, Citi's famed Apple-Store Branches, NAB's Crowd concept, Unicredit "Branch of the Future" in Italy and Bulgaria, PNC's Tellerless Branches, smaller regional players like South Shore Bank and Conestoga BankWerx, or the launch of Video-Interactive Teller's for TEB, Ion B...

/retail

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

Brazil vs. Germany: A Surprising Find

For the people of Brazil, the semi-final match in the 2014 World Cup was a mesmerizing event. True, the opposition was as fierce as you can get – no one in his right mind wants to play against Germany – but the 200 million people of the host nation had a single vision in their minds, that of their football national team waving the golden cup at th...

/security

Retired Member

Retired Member 

The I in the brIc: Vision for Financial Inclusion

India is shaping up for the new growth phase under the new government. The opportunity: 1. The Country has opened the floodgates for vendors in digital banking in the realm of Financial inclusion and to telecos . 2. Given the penchant for mobility devices by the population, mobile banking, in all likelihood will mushroom with the stage being set f...

/payments

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Securing Transactions Means More Than Just Authentication

The payments world is all abuzz about the potential of biometrics to solve many of the serious payment security issues we now face. Not only does biometric authentication – be it voice, iris or even Apple’s Touch ID finger print scanner - allow us the ability to finally kill or reduce the role of the dreaded and much maligned password, it opens up...

/security /payments

Retired Member

Retired Member 

Mobile services strengthen customers’ bond with banks

The way bank customers access and manage their finances is evolving at a rapid pace. While the physical branch was once at the centre of a retail institution’s offering, this model has witnessed enormous change in recent years, according to a new report from the British Bankers Association (BBA) and EY. The second Way We Bank study has found tha

/payments

Retired Member

Retired Member 

Digital is not all Mobile and Online Banking

I interact with several 'experts' in digital banking. These 'experts' are introduced as strategy leaders. In conversation with them the talk is all mobility and online banking. In presentations, it is more mobility and online. Often I have seen these 'experts' demonstrate a shallow understanding of the business of banking. Sadly they are in the c...

Now Hiring