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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Retired Member
It's been a while since I blogged here at Finextra. Several of my regular followers were curious as to why I am staying below the radar. Firstly, we are nearing the launch of MultiPass pilot with a major transport operator in London, and 24 hours in a day is simply not enough. (Cannot say more here due to Finextra rules.) We are also in the proce...
13 February 2015
Ramani Balakrishnan Transformation Solutions at TCS
With P2P lending hitting high in industry, banks should jump faster to tae advantage this- innovative ideas flexi loans and flexi deposits - letting lender-customers and borrower-customers decide the interest rates and terms - banks can make more money thorugh documents, fees, faciliating mobie and card payments and enable lending as an aggregator...
09 February 2015 /retail
Brett King CEO & Founder at Moven
I know there's been considerable debate about the Santander press coverage today where they 'intend to use old-school branches, plus a more aggressive IT budget to beat off competition' from tech start-ups, platforms and pure-plays. Here's the thing - the attackers are attacking the distribution model, so a plan that articulates doubling down on a...
04 February 2015
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Taking the previous blog forward - asking myself questions - and moving the horizontal slider to the right when considering an issue important (in this case for banks) - and the vertical slider up when being surer. 1. Is the stable and cheap funding created by transaction accounts (private & corporate) important (full score for most banks)? H...
04 February 2015 /payments
For the last few years see every stakeholder in every industry is pushing for digital, digitization with their own agenda citing various benefits such as productivity improvement, reduced cost of operations , increased customer experience and so on. Doing right things is one and doing things in rightway is another. By having mobile front end to te...
04 February 2015 /retail
From the land that brought some of the most remarkable inventions in the world between 2000 BC and 200 BC, such as cast iron and the suspension bridge, the new frontier for modern day innovation in 2015 is Digital Money. There is a drama unfolding in China with continued strategies and lobbying between the top players – Alibaba, Tencent, Baidu, Chi...
03 February 2015 /payments
Abhishek Chatterjee Managing Partner at Gartner Inc.
Organizations are grappling with challenges to deal with explosion of digital content. Content management lifecycle is going through massive transformation. I see a shift towards automatic content recognition, content management of external and unstructured data like social media, centralization of content into CLOUD, hyper personalized and intell...
01 February 2015 /retail
I have the privilige to act as chairman for a young company http://www.zef.fi/en/home/ The company's WHY - mission - is very clear: helping people to make decisions - better decisions - all over the place. There is an exponentially growing need for this as the information overflow continues to grow exponentially. So does the number of devices, apps...
01 February 2015
As security breaches continue to grab headlines, I was intrigued by new claims that not only could online security be improved for consumers, but it could actually become a more delightful user experience. The launch of Apple Pay has proven to us that this is possible. With over 150 FIDO members, the Board of Directors alone reads like a Who’s Wh...
28 January 2015 /security /payments
Keeping with the hype of internet of things, drones, wearable, 3D printing, virtual reality and other; this year's CES was full of new technologies and trends. Consumers are on the verge of getting the best possible experience they can have. With consumarization of IT, some of these technologies will be adopted by enterprises in a hurry. Specially...
20 January 2015
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