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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
"The hardest thing of all is to find a black cat in a dark room, especially if there is no cat." It was Confucius who described the current problem that the payment industry is facing: there...
The bio-rhythmical silent haptic alarm goes off on your Sputnik™ smartwatch, gently waking you up during the optimal sleep phase. You glance at the watch to check the outdoor temperature and weather f...
Things are rarely black and white in life. There is always that other side of the medal. Take Barclays Pingit, for example: I criticised it for not being secure in the financial industry's sense (as ...
Few people paid attention to the following interesting fact: the much-rumored iWatch as well as its now-rumored competitor by Samsung are said to have an internal SIM card. Both smartwatches will also...
Today, three CEOs of the UK top mobile operators shared their view on Weve. Let's get it straight from the horse's mouth. The use of smartphones to "shop with and buy everyday items instead of cr...
Bankers in Asia are preparing for increased intra-regional trade with the proposed creation and integration of the ASEAN Economic Community by 2015. This integration will bring better banking infrastr...
Four months ago, one of my "educated guesses" for 2013 was the rise of BLE (something which I was writing about since mid-2012). I can tick that one off now - thank you, Microsoft. I also p...
The proposed tax on bank deposits in Cyprus in return for a 10 billion euro bailout from the IMF and European Union strikes at the heart of the most precious asset in retail banking: depositor confide...
Mobile Payments are an increasingly important element of the payments ‘ecosystem’. This is a brief guide on the current options available and their associated benefits and issues. To apply some
Recently, Dave Birch confirmed what I learnt the hard way at the beginning of the TEDIPAY journey: consumers are wrong. That was why three years ago we decided to follow Steve Job's advice who famous...
http://youtu.be/Kb3q2viAbbk Great vision. Decent preacher. If you do not know where you are going, any road will do. Or even worse - nobody is going anywhere.
This article originally appeared on the ModPay blog on 14 December 2012. --- You may have read week commencing 8 December 2012 about the announcement by Bitcoin Central, or rather the company behind ...