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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Retired Member
Digital transformation created two segments of people in society as Digital Natives (technologists) and Digital Immigrants (adapters). From the banking perspective, the change in customer behavior together with technological transformation (mobile, social media, wearables etc) - necessitates adaptation to this new environment. As majority of top b...
11 May 2015 /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on obvious area to target already now.
08 May 2015 /payments
We may love the Hollywood movies about amazing bank or jewelry heists, armored car robberies, art scams and the like, but smart criminals figured out long ago that a good financial data breach is a much more lucrative form of criminal activity. And it comes with the added benefit of much lower risk of arrest and little chance of being shot at or e...
08 May 2015 /security
Abhishek Chatterjee Managing Partner at Gartner Inc.
The entire Mobile industry is getting disrupted across the world as its transitioning from distance based revenue model to volume based revenue model. The key actors (Mobile Operators, Device manufacturers, value added service providers, developers) in this business need to innovate and disrupt itself to stay relevant. Mobile WORLD Congress in Bar...
02 May 2015 /payments
Lu Zurawski founder, iKnowMe at Lu Zurawski
I've tried to resist writing about Apple Watch. What is there to say that hasn't already been seen in this week's "unboxing" videos, where perplexed buyers struggle to synchronise? But despite my scepticism (unusual for a serial Apple consumer), there is a story to be told. Apple Watch is not necessarily a waste of time. It could influe...
01 May 2015 /retail
In the previous post, I have made a statement that people not only dislike their retail banks, but they even distrust them. Despite that customers tend to stick around with their banks instead of switching to another bank, which I diagnosed as fear that a new relationship might strongly resemble the current one. At the competitive landscape, we wi...
20 April 2015 /retail /startups
As the society is riding the hype of Internet of things, we are beginning to see application of IoT in day to day life & incremental adoption at industrial scale. Mckinsey predicts that there will be approximately 30 Billion objects connected to internet of things by 2020. Moore's law will ensure we continue to improve the computing capacity i...
18 April 2015 /security
One might call them "mistakes", but they are not. They are things that Apple was no doubt aware of (and could/should have fixed). Their arrogance, perhaps, caused them to think "why bother". Too bad... I am not the first Apple fan to lament poor user experience delivered by Apple Watch. Several sources suggested that Steve Jobs ...
12 April 2015
Very topical blogpost here: http://perspectives.tieto.com/blog/2015/03/challenge-blog-post-real-time-economy/
05 April 2015 /payments
Never has there been more opportunities to build new ecosystems and infrastructures - and interconnect them. A very interesting aspect in this work is to see how one new or improved ecosystem is acting as a lever for other ecosystems. Examples: - payments for e-banking, - e-banking for e-id, e-id for e-signatures - e-banking for e-invoicing, e-invo...
28 March 2015
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