Join the Community

22,580
Expert opinions
44,644
Total members
554
New members (last 30 days)
214
New opinions (last 30 days)
28,875
Total comments

Latest expert opinions

clear
clear
Luke Allchin

Luke Allchin Director - North America at RFI Global

Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion

February is Black History Month in the US, a time to celebrate progress and highlight positive changes, including those happening within the financial industry. While we honor the achievements of Black Americans, we must also recognize the financial challenges that persist – for example, the data shows that 39% of Black households are either strug...

/retail /inclusion Banking

Igor Kostyuchenok

Igor Kostyuchenok Managing Director at IKFT

Munich Security Conference and the Future of Tech

Munich Security Conference was a shock for some of the Europeans, although it shouldn’t have been. The so called liberal values have contributed to the creation of the new virtual reality with tens of genders, slash of free speech and cancel of the political opposition. What has been preached by the global liberal elites through the US government...

/markets /predictions

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Big Tech and Digital Wallets: Next Steps from the FCA and PSR Feedback Statement

The Financial Conduct Authority (FCA) and the Payment Systems Regulator PSR) have released their latest Feedback Statement (FS25/1) on Big Tech and digital wallets. This comprehensive document consolidates feedback received from stakeholders following their July 2024 Call for Information (CFI). It highlights the rapid adoption of digital wallets...

/payments /regulation Fintech

Jack Land

Jack Land Head of Marketing & UK Growth at MetaWealth

What’s In Store for Real-World Assets in 2025

The tokenisation of real-world assets (RWAs) is gaining serious momentum in 2025, with industry experts predicting that $50 billion in total RWA on-chain value will be reached this year. Converting ownership of real-world assets such as bonds, real estate or commodities into digital tokens on a blockchain enhances liquidity and transparency. Finan...

/wealth /crypto Innovation in Financial Services

Frank Moreno

Frank Moreno CMO at Entersekt

Striking the right balance to combat rising APP fraud in the US

APP fraud has been steadily increasing, with losses projected to reach around $3.08 billion by 2026. This reflects a significant increase from previous years. In response to this global challenge, Britain’s Treasury (HMT) last year published draft regulations that would allow banks to delay outbound payments for up to 72 hours if fraud was suspec...

/payments /crime Digital Banking

Shuvo G. Roy

Shuvo G. Roy Industry Solutions & Head Financial Services EMEA at Mphasis

Navigating the cost-of-living crisis: How advanced analytics can mitigate credit risk

Britain's cost of living crisis isn't up for debate. It's real, and it's biting hard. With the Consumer Prices Index (CPI) surging by 10.1% year-on-year, the squeeze on household finances is undeniable. Rising inflation, soaring energy costs, and stagnant wages are putting unprecedented pressure on consumers and businesses, with families struggli...

/wealth /inclusion Banking

Paula Hunter

Paula Hunter Executive Director at Mojaloop Foundation

How Open Source Software Provides Control While Fostering Innovation

As digital payments evolve, financial service providers and regulators face a critical challenge: how to maintain control over financial infrastructure while fostering innovation. Open-source software designed for inclusive, instant interoperable payment systems (IIPS), offers a solution that balances both. Open-source software designed for IIPS i...

/payments /inclusion

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Reposting e-invoicing letter to Santa.. should write him about wallets next..

Europe 17.12.2008 Dear Santa, We have been really nice, technology-neutral and hardworking Experts this year and look forward to You bringing us a few presents to play around with in 2009. The first wish is a book - more precisely a handbook. We namely wrote a letter to the EU Commission in July and asked for Equal Treatment of paper and e-invo...

/payments /retail Innovation in Financial Services

Jignesh Kapadia

Jignesh Kapadia 

Future Of Financial Services with Evolution of AI

Financial Services Industry plays a very crucial role in global commerce landscape. It is undergoing a rapid transformation with new technology advancements and innovations, changing customer’s behavior, expectations and a regulatory landscape that is ever demanding. The Executives (CXO/CMO/CRO/CFO/CPO/CDO) face a challenge to tr

/ai /wealth

Jignesh Kapadia

Jignesh Kapadia 

SUSTAINABLE GREEN BOND INVESTMENTS FOR CAPITAL MARKETS

In today’s constantly changing world, global challenges, and business landscape there are many challenges that the leaders and organizations must go through. For the Financial Services industry it presents new or increasing risks for investors, such as climate risk, increased regulatory pressures, social and demographic shifts, pri

/wealth /sustainable Alternative Investments

Now Hiring