Luke Allchin

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Director - North America

RFI Global

Member since

03 Jun 2021

Location

London

Bio

Luke is Insights Director and Product Manager for RFI Global’s North America studies. With extensive experience as a financial services analyst, he helps RFI Global’s clients to better understand the evolving financial needs of consumers, identify emerging trends and capitalize on growth opportunities.

https://www.linkedin.com/in/luke-allchin/

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Director - North America

RFI Global

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The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

31 March 2025 Trends in Financial Services

Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion

February is Black History Month in the US, a time to celebrate progress and highlight positive changes, including those happening within the financial industry. While we honor the achievements of Black Americans, we must also recognize the financial challenges that persist – for example, the data shows that 39% of Black households are either strug...

19 February 2025 Banking

How shifting US household dynamics are redefining life insurance

Life insurance, once a staple of financial planning for American households, is undergoing a quiet transformation, only half of US households have life insurance compared to three quarters 20 years ago. As life stages shift and household dynamics evolve, consumer sentiment towards life insurance has changed significantly since the start of the mil...

16 January 2025 Banking

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Why banks cannot afford to ignore sustainability

Consumers are demanding real change, and by focusing on these areas, banks can not only lower their environmental impact but also enhance trust, efficiency, and customer experience.

20 Jan 2025 14:01 Read comment

Marking Seven Years of PSD2: The Continued Evolution of Open Banking

Excited to see how initiatives like the Data (Use and Access) Bill drive this forward!

20 Jan 2025 13:59 Read comment

The Rise Of The URGENCY MARKET - Demand For Instant Gratification, Smooth Experience

A great example of how customer-centric innovation is driving the future of quick commerce.

20 Jan 2025 12:57 Read comment

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Luke Allchin

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Latest opinions

The Rise and Fall of Liquid Wealth in the United States

Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion

How shifting US household dynamics are redefining life insurance

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