The long read
Open finance and smart data: Where are we heading?

Open finance and smart data: Where are we heading?

Luke Scanlon
12 Jun 2024

Two significant steps have been taken recently which are poised to move forward the discussion on th...

How to realise the benefits of CBDCs

How to realise the benefits of CBDCs

Hamish Monk
11 Jun 2024

With a good amount of responses to Finextra’s introductory short read, ‘What is CBDC?’ we follow up ...

What is DORA, and how can banks collaborate with tech providers to prepare for it?

What is DORA, and how can banks collaborate with tech providers to prepare for it?

Gabriela Giannattasio
11 Jun 2024

This article was co-authored by Carlos Cordova Niewold, chief cyber resilience officer at Veritran. ...

What does the General Election mean for Data Protection, Digital Markets, and AI Regulation Bills?

What does the General Election mean for Data Protection, Digital Markets, and AI Regulation Bills?

Chris Holmes
10 Jun 2024

I started the year writing about three important new laws that were with us in the House of Lords: ...

How can fintechs ensure further profitability amid macro-economic challenges?

How can fintechs ensure further profitability amid macro-economic challenges?

Sehrish Alikhan
07 Jun 2024

Funding for startups and fintech has fallen to a low point since its peak in 2021. Yet, many compani...

Is Europe ready for MiCA?

Is Europe ready for MiCA?

Madhvi Mavadiya
07 Jun 2024

Europe is currently at the tipping point of regulating cryptocurrency. The European Union has passed...

UK Elections 2024: What did Labour and the Conservatives promise ahead of the election?

UK Elections 2024: What did Labour and the Conservatives promise ahead of the election?

Madhvi Mavadiya
06 Jun 2024

The UK will hold its first general election in five years on 4th July 2024, against the backdrop of ...

Why variable recurring payments is the next step in growing European open banking

Why variable recurring payments is the next step in growing European open banking

Níamh Curran
06 Jun 2024

Open banking in Europe is maturing. PSD2 legislation has driven this development across Europe, with...

ERP migrations and the pitfalls of decayed bank master data

ERP migrations and the pitfalls of decayed bank master data

Sehrish Alikhan
06 Jun 2024

In a data-rich world, financial institutions are already struggling with fractured bank master data....

How embedded finance is driving the banking-as-a-service revolution

How embedded finance is driving the banking-as-a-service revolution

Jean-Jacques Le Bon
05 Jun 2024

The world of payments is undergoing a radical transformation and Banking-as-a-Service (BaaS) is play...

The telecom-fintech overlap

The telecom-fintech overlap

Sehrish Alikhan
05 Jun 2024

With the common factor of being two sectors consistently on the forefront of innovation, the telecom...

Hyper-personalisation - Are super-apps over?

Hyper-personalisation - Are super-apps over?

Hamish Monk
04 Jun 2024

Hyper-personalisation has become something of a buzzword in discussions of the Future of Digital Ban...