DevOps - Long Reads, News, Articles & Research: Finextra

Forget fintech disruption - here's how European banks can become the disruptors

John Barber Vice President and Head at Infosys Finacle

Forget fintech disruption - here's how European banks can become the disruptors

This article has been co-authored by John Barber, regional manager - Europe, Infosys Finacle, Narasimha Prasad Nagaraja, senior director at Infosys Finacle, and Ramprasath Ganesaraja, head of AI research at Infosys Finacle. The allure of AI for efficiency, profitability, and reimagined customer experiences is drawing global attention. The challenge...

07 November 2024 /devops

How personalisation in embedded finance is the next step for African fintech

Níamh Curran Senior Reporter at Finextra

How personalisation in embedded finance is the next step for African fintech

This is an excerpt from the Future of Embedded Finance in Africa 2025 report. Embedded finance looks primed for continued growth throughout Africa. As it does, there will be increasing opportunities for financial services to personalise their services and give users the best financial products for their needs. Personalisation is at the core of emb...

30 October 2024 /devops

What should non-bank lenders consider when seeking capital to grow?

Warren Mutch Head of Speciality Finance at Shawbrook

What should non-bank lenders consider when seeking capital to grow?

Non-bank lending has evolved into an increasingly important source of finance for UK businesses and consumers, but without access to depositor capital, how can non-bank lenders expand their funding lines and support their clients? During the last decade non-bank lending has evolved from relatively niche market into a crucial source of finance for ...

18 October 2024 /devops

The future of finance? Financial services in the metaverse

Ann Lee Trainee Trade Mark Attorney at Marks & Clerk

The future of finance? Financial services in the metaverse

This article has been co-authored by Claire Keating, principal at Marks & Clerk. ‘Metaverse’ has been quite the buzzword in recent years, and generally brings to mind images of quirky digital wearables, collectibles, and innovative art pieces which defy all concept of real world physics. In this dawn of Web3, similar to the early tech years whe...

28 August 2024 /devops

Hamish Monk Senior Reporter at Finextra

What is an API?

The world of financial services is increasingly connected. This is thanks to the unsung hero of the digital world: application programming interfaces, or APIs – a millennial innovation opened out to the financial sector through a series of open banking regulations, including the first installment of the Payment Services Directives, in 2007. APIs, ...

05 August 2024 /devops

Trade finance: Progressive business models to beat the slowdown

John Barber Vice President and Head at Infosys Finacle

Trade finance: Progressive business models to beat the slowdown

This piece was co-authored by Manish Patni, lead product manager at Infosys Finacle. The global trade engine has been sputtering. Last year, the World Trade Organisation (WTO) downgraded its growth forecast for world merchandise trade to a meagre 0.8%, down from a prior estimate of 1.7%. This dramatic slowdown can be attributed to a confluence of...

08 July 2024 /devops

Hamish Monk Senior Reporter at Finextra

How to leverage quantum computing

Earlier this year, researchers devised a breakthrough method for creating supremely pure silicon – the fundamental material in quantum computers. Imperfections in existing silicone mean that today’s quantum computers can maintain coherence (or more simply, operation) for only a fraction of a second. This newly-created, ultra-pure element sustains ...

14 May 2024 /devops

Sehrish Alikhan Reporter at Finextra

What are eSIMs and what can they do?

eSIMs are a recent trend that have taken the world by storm. Short for embedded Subscriber Identity Module, eSIMs are designed as an alternative to the physical, plastic SIMs that you slot into your phone. SIMs hold your mobile number and allow you to send texts and receive calls on your phone. SIMs ease the process of changing your phone, but can ...

27 March 2024 /devops

How is generative AI democratising the availability of banking services?

Dominique Dierks Content Manager at Finextra

How is generative AI democratising the availability of banking services?

Generative AI’s potential is vast, and there are opportunities for this technology to improve customer experience, enhance decision-making, increase colleague productivity and streamline processes. However, there is a need for oversight and ethical considerations – as there is with all types of AI – such as addressing inherent bias in data and ens...

19 March 2024 /devops

Sehrish Alikhan Reporter at Finextra

What are AI chatbots?

The hottest trend in tech and financial services has been artificial intelligence (AI) and its infinite potential to revolutionise and transform the industry to make it more efficient, reliable, secure, and accessible. However, as AI grows in popularity, fear of the sentient AI also lurks in the back of many minds. Not exactly the apocalyptic Termi...

07 March 2024 /devops

Why data is the backbone of predictive AI

Dominique Dierks Content Manager at Finextra

Why data is the backbone of predictive AI

With the launch of ChatGPT in November 2022, a new wave of AI enthusiasm was kicked off that primarily centred around the capabilities and possibilities of generative AI. Signifying a transformational moment in AI technology and smoothing the ease of access to AI, many financial institutions have since started looking at how generative AI can be a...

07 March 2024 /devops /ai

Duncan Cooper Chief Data Officer, Asset Servicing at Northern Trust

What are the key data trends for 2024?

Everything about financial services is driven by data. It is data that we consume, data we produce and data that we deliver to our customers. The proliferation of data raises endless questions and opportunities for analysis. Here I will explore questions across four categories of data that are top of mind for 2024, and identify a fifth category tha...

13 February 2024 /devops

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