Regulation & Compliance - Long Reads, News, Articles & Research: Finextra

M&A in the EU market: Essential factors for investors to consider

Renate Prinz Partner at McDermott Will & Emery LLP

M&A in the EU market: Essential factors for investors to consider

Investing in Europe: Is it a good time to do so? Opinions differ. The EU financial sector has experienced significant growth in recent years, driven by technological advancements and evolving consumer preferences, but there is also heavy regulation. Despite the downsides of a high degree of regulation, such as increased costs, inflexibility, many ...

25 February 2025 /regulation

Scott Hamilton Contributing Editor at Finextra Research

What’s happening to the US CFPB?

What’s in store for America’s consumer financial services watchdog agency – the Consumer Financial Protection Bureau (CFPB)? Nobody really knows. But many open banking and data protection and control advocates are saying: “please don’t lose sight of the benefits of personal financial data rights,” amid the heated debate over its sponsoring agency’...

17 February 2025 /regulation

How greenwashing is approached in the UK and EU

Sehrish Alikhan Reporter at Finextra

How greenwashing is approached in the UK and EU

Last week, the Association of Financial Markets (AFME) in Europe released a report revealing how the UK and EU’s approach to greenwashing differ in the financial market. The report analysed how financial institution regulators approach greenwashing mitigation, taking into account sustainability-related statements and laws in place, such as the U...

05 February 2025 /regulation

2025 trends: UK regulatory predictions and upcoming legislation

Chris Holmes Peer at House of Lords

2025 trends: UK regulatory predictions and upcoming legislation

A traditional job for this time of year is thinking about what might be coming up in the year ahead. For me this is a combination of likely trends and priorities in the areas I work in which involves fintech from both a business perspective and related legislation. My top five headlines for 2025 (so far) are fraud, AI, stablecoins, smart data and ...

04 February 2025 /regulation

Deferred Prosecution Agreements: Who benefits?

Retired Member

Deferred Prosecution Agreements: Who benefits?

It was just over a decade ago that a strange new beast entered the UK’s legal scene. Introduced in the Crime and Courts Act 2013 (CCA), Deferred Prosecution Agreements (DPAs) were an innovation designed to adopt a pragmatic approach to economic crimes, including those of corruption and bribery (and in relation to criminal conduct that occurred pri...

31 January 2025 /regulation

Two weeks into DORA: What are the main industry concerns and opportunities?

Henna Cheema Researcher at Finextra

Two weeks into DORA: What are the main industry concerns and opportunities?

The Digital Operational Resilience Act (DORA) has officially come into effect on 17 January 2025. In light of the changes now in effect, financial institutions, fintechs and other players in the sector are voicing a mix of optimism, concern, and frustration. Finextra has gathered and analysed industry commentary from Capgemini, Tribe Payments, Fo...

31 January 2025 /regulation

Starting the ISO 20022 countdown: The clock is ticking, but is the industry ready?

Dominique Dierks Senior Content Manager at Finextra

Starting the ISO 20022 countdown: The clock is ticking, but is the industry ready?

We’re just a few months out from the ISO 20022 CBPR+ deadline, and financial institutions globally are starting the last sprint towards readiness. By December 2024, only 32.9% of organisations had adopted the new messaging standard, showing the hurdles that are still ahead for many. Crucially, Swift has made it clear that the timeline will not...

29 January 2025 /regulation

Retired Member

Understanding the DORA deadline

This piece has been co-authored by Racheal Muldoon, partner, and Hasan Almosoy, associate, both in the financial services regulation and funds team at law firm Charles Russell Speechlys. Today is the deadline for fintech firms to ensure that existing measures sufficiently hold up to the new standards imposed by the EU's Digital Operational Resilien...

17 January 2025 /regulation

Hamish Monk Senior Reporter at Finextra

How to comply with PSD3

In June 2023, the European Commission (EC) announced plans to update its Payment Services Directive, which was originally designed to drive integration across the payments market, level the playing field for payment service providers (PSPs) and enhance security across the value chain. The latest proposed changes will swap the existing second Paym...

14 January 2025 /regulation

Cybersecurity in 2025: Financial services and insurance at the centre

Retired Member

Cybersecurity in 2025: Financial services and insurance at the centre

Cybersecurity has continued to be one of the most prominent challenges companies are facing, especially in financial services and insurance, often the most targeted industries. As we look ahead to the new year, the cybersecurity challenge shows no signs of easing as threats become more sophisticated by the day. That said, 2025 will mark an importa...

10 January 2025 /regulation

Consumer Duty: How to go beyond compliance

Hamish Monk Senior Reporter at Finextra

Consumer Duty: How to go beyond compliance

In force since 31 July 2023, the Financial Conduct Authority (FCA)’s Consumer Duty regulation was designed to improve financial services protections for consumers. Since the go-live date, firms have made numerous improvements, and better, fairer outcomes are being delivered to customers. Yet, there remains room for firms to improve, and to build...

06 January 2025 /regulation

Mind the fintech gap: Regulatory deadlines in 2025

Dominique Dierks Senior Content Manager at Finextra

Mind the fintech gap: Regulatory deadlines in 2025

What regulatory deadlines are coming up in 2025? The financial services sector is facing a significant number of regulatory and standard updates, so Finextra has collated an overview of significant deadlines that are coming up this year. January EU – DORA will apply from 17 January The EU’s highly anticipated Digital Operational Resilience Act (DOR...

03 January 2025 /regulation

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