Predictions - Long Reads, News, Articles & Research: Finextra

A new banking business model is emerging

Gary Fan Executive Vice President, COO at Royal Business Bank

A new banking business model is emerging

Banks have, in large part over the past few decades, continued to stay the same. Although there have been minor operational changes, there has not been a need to materially change. This slow and steady strategy worked, and banks continued to grow as the customer base demographics did not force fundamental changes to the business model. The banking...

15 January 2025 /predictions

5 fintech predictions for 2025: Let the good times roll

Arvin Abraham Partner at Goodwin Procter

5 fintech predictions for 2025: Let the good times roll

After a few choppy years, 2025 has the makings of a year of progress, bringing with it increased deal activity, regulatory clarity and technological innovation. Having survived the pandemic and interest rate shocks many investors who had been sitting on the sidelines are chomping at the bit to get back in action. Crypto is back in another bull mark...

13 January 2025 /predictions

Dominique Dierks Senior Content Manager at Finextra

Finextra's top research reports of 2024

2024 was marked by future-proofing, whether it was preparing for a tidal wave of regulatory changes, or modernising to keep up with technological innovation. Let us look back at Finextra’s year in review: our most popular research reports of 2024. 10. 8 Steps to Efficient Transaction Fraud Monitoring As card transaction fraud spikes, this impact ...

30 December 2024 /predictions

Sehrish Alikhan Reporter at Finextra

Finextra’s top long reads of 2024

2024 saw many ups and downs, from standout regulation, landmark elections in the US and UK, and key developments in cryptocurrency, such as MiCA regulation, and AI. As the year is reaching its end, let us look back at Finextra’s highest viewed long reads of 2024. Top long reads of 2024 10. Apple’s digital wallet monopoly: The juicy drama I outl...

27 December 2024 /predictions

Amanda Kavanagh Contributor at Jobbio

UK tech jobs to look out for in 2025

If your workplace isn’t in a celebratory mood at the moment, you’re in good company. According to recent research from tech advisory firm TechMarketView, 56% of companies experienced poor or neutral business environments this year. However, good times are on the horizon. According to a new report, in 2025, 46% of hiring managers in the IT and tec...

13 December 2024 /predictions

Banking in 2024: Lending crunch, fintech shake-up, and the rise of smart money management

Andrew Harris Head of Product, Marketing and Customer at Jenius Bank

Banking in 2024: Lending crunch, fintech shake-up, and the rise of smart money management

Funding challenges, constricting markets and the emergence of new, innovative money management tools will create challenges and opportunities in the banking industry this year. As economic headwinds intensify, consumers and financial institutions alike must remain nimble to navigate these effectively. As we look ahead, these are the hurdles and op...

28 March 2024 /predictions

What trends and challenges will fintechs face in 2024?

Vladimir Krasik Global Head of Internal Treasury at Revolut

What trends and challenges will fintechs face in 2024?

One of the driving forces behind two decades of fintech’s success has been their ability to mitigate inefficiencies in customers’ relationships with traditional financial institutions: provide access to financial services to those who were previously unbanked, simplify transactions that used to be arduous, and decrease transactions costs. The pand...

06 March 2024 /predictions

5 fintech predictions for 2024: A light at the end of the tunnel

Arvin Abraham Partner at Goodwin Procter

5 fintech predictions for 2024: A light at the end of the tunnel

2024 feels a lot better than 2023. While there are still some significant macroeconomic and geopolitical headwinds, the dog days of 2023 are behind us and there is some light at the end of the tunnel. While market activity generally still remains muted, most expect a pick up in activity particularly as we enter the second half of the year. The fint...

27 February 2024 /predictions

2024 fintech trends and Finextra’s predictions for the new year

Madhvi Sonia Head of Content at Finextra

2024 fintech trends and Finextra’s predictions for the new year

Launching today, Finextra’s PREDICT 2024 channel will gather insights and ideas from the industry's top thought leaders, capturing how the financial services industry will tap into technology trends in 2024 and these predictions will be shared with our 800,000 monthly readers. From November 2023 to March 2024, Finextra will be hosting video inter...

20 November 2023 /predictions

Sehrish Alikhan Reporter at Finextra

Open Banking 2023: A global review

As open banking is embraced worldwide, we have taken a look at how different countries are approaching open banking, and the countries paving the way toward open finance. The open banking ecosystem has evolved and flourished in recent years, allowing consumers to make seamless transactions online and on their mobile devices. Additionally, the imple...

29 March 2023 /predictions

Regulation of virtual assets: What we can expect in 2023

Paige Berges Counsel at Ropes & Gray

Regulation of virtual assets: What we can expect in 2023

As anticipated, it has been an incredibly active year for regulation and financial crime related to virtual assets (see our previous alert from January 2022). Despite the onset of the “crypto winter,” illicit use of virtual assets rose again to an all-time high of $20.1 billion. While the illicit share of the market remains less than 1% of overal...

13 February 2023 /predictions

Why Nordic bank SEB is betting on Banking-as-a-Service in 2023

Paige McNamee

Why Nordic bank SEB is betting on Banking-as-a-Service in 2023

Diving into the new year with big plans up his sleeve, the head of SEB’s Banking-as-a-Service (BaaS) offshoot SEB Embedded, Christoffer Malmer, wants to see BaaS use-cases dominate the headlines this year. 2023 is an exciting year for Malmer and his team’s brain-child SEB Embedded in many respects. The BaaS platform broke away from SEB’s innovatio...

08 February 2023 /predictions

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