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Future proofing payments security on a fragmented landscape
Mehret Habteab

Mehret Habteab SVP Processing Platforms & Network Products at Visa Inc

Future proofing payments security on a fragmented landscape

In today’s global, instant and inter-connected world, the payments ecosystem comprises more players than ever before. The benefits of such a model have included unprecedented levels of competition, innovation, and service – for everyone. But this has also meant that there is an increased attack surface for bad actors, making fraud prevention and s...

/payments

How to establish a correspondent banking relationship
Hamish Monk

Hamish Monk Senior Reporter at Finextra

How to establish a correspondent banking relationship

Correspondent banking lays the groundwork for a healthy international ecosystem of financial services. According to SWIFT data, however, the number of correspondent banking relationships has been in decline globally for the last decade. Compounding the issue has been a simultaneous rise in the volume and value of cross-border payments – suggestin...

/payments

What is a politically exposed person?
Níamh Curran

Níamh Curran

What is a politically exposed person?

Politically exposed persons (PEPs) have been a big point of discussion in financial services throughout this year, with the Financial Conduct Authority (FCA) finding in July that financial firms need to be doing more to ensure that PEPs and their family members were being treated fairly. The regulator did not find any firms denying accounts to PEP...

/regulation

The future of payments: Trends and transformations
Gautam Pillai

Gautam Pillai Head of Fintech Research at Peel Hunt

The future of payments: Trends and transformations

The fintech industry is undergoing a rapid transformation, driven by new technologies and evolving consumer needs. Similar to the internet and the dot-com crash of 2000, the fintech industry underwent a shakedown in 2022 which has helped to weed out the weak business models and showed the resilience of the rest. Today, nearly three years on, we ar...

/payments

How to make more money in 2025 and beyond
Amanda Kavanagh

Amanda Kavanagh Contributor at Jobbio

How to make more money in 2025 and beyond

In finance and fintech, December is usually the month you find out if an end-of-year bonus is coming your way. A month of financial pressure for many and a time where we dream up plans for the new year, it’s not surprising that money is very much on our minds at the moment. If increasing your earnings is front and centre for you in those 2025 plans...

/people

Redressing the ageing market data workforce
Hamish Monk

Hamish Monk Senior Reporter at Finextra

Redressing the ageing market data workforce

The talent pool in the market data industry is contracting, as the challenge of recruiting into the sector builds. At a fundamental level, this trend is being felt across the financial services sector, with news outlets lamenting a ‘brain drain’ issue for some time. More specific to the market data industry, however, is that its talent pool is ag...

/people

Fracking hell: What Trump’s second presidency means for green initiatives
Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Fracking hell: What Trump’s second presidency means for green initiatives

After a whirlwind election that saw the US map run red earlier this month, Donald Trump has been elected as the 47th US president. With a Republican majority in the Senate and House of Representatives, it is expected that sustainable ambitions and green initiatives will be taking a backseat (to say it lightly) for the next four years. While Democra...

/sustainable

What is customer onboarding in financial services?
Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is customer onboarding in financial services?

Onboarding is the process by which a prospective customer’s information is collected, assessed and verified by a financial institution – before services are extended. The aim is not just to ensure all relevant legal and regulatory requirements are satisfied; it is to avoid customer abandonment along the way. This is both a business and a compli...

/retail

Beyond the labels: Why fraud is now everyone's problem
Guy Dolinko

Guy Dolinko Head of Risk at Fibonatix

Beyond the labels: Why fraud is now everyone's problem

When we think about payment fraud, it’s natural to picture businesses that deal with bigger challenges—industries facing more complex regulations and heightened scrutiny. But while these high-profile businesses are often well-prepared to fight fraud, there’s an unexpected trend emerging: fraudsters are turning their attention to “low-risk” merchan...

/payments

Cyber-attack case studies: Data, costs, and solutions
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Cyber-attack case studies: Data, costs, and solutions

Invite 165 or so treasury managers and other financial leaders and practitioners in a room, tell them you’re going to put them through a cyber-attack simulation, and advise that their actions will directly influence the exercise’s ultimate outcomes. Will they agree to do it? Of course they will! Especially since, according to an IBM study cited...

/security

Where is AI winning, and heading next in financial services?
Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Where is AI winning, and heading next in financial services?

The Evident AI Symposium in New York City saw insightful, and occasionally incisive, roundtable discussions on the current state of the AI industry across a number of related topics, with a specific focus on the financial services field. Opening remarks from Teresa Heitsenrether, chief data and analytics officer for JP Morgan Chase provided an o...

/ai

How data and SaaS are paving the way for embedded bank payments
Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

How data and SaaS are paving the way for embedded bank payments

Our latest Finextra webinar, ‘SaaS savvy: Preparing for embedded and data driven bank payments’, hosted in association with Bottomline, discussed the transition to SaaS-based models in banking and payments, emphasising the need for data integration and analytics. Hosted by Finextra’s Gary Wright, the panel consisted of William Artingstall, managin...

/devops

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