Latest long reads: Finextra Research

How banks can leverage real-time payments to stand out against competitors

Madhvi Sonia Head of Content at Finextra

How banks can leverage real-time payments to stand out against competitors

During a Finextra webinar, hosted in association with Bottomline, panellists explored the renewed vigour in addressing issues with legacy payments architecture and how transitioning to SaaS can support financial institutions looking to ‘stake their claim’. Frédéric Viard, product strategist, instant payments, Bottomline; Judy Bei, managing directo...

12 June 2023 /payments

Financial trauma impacts huge population of underserved in society

Scott Hamilton Contributing Editor at Finextra Research

Financial trauma impacts huge population of underserved in society

Connie Davis, founder and CEO of Kairos Digital Commerce Consulting, is concerned about what the ‘shadow financial system’ of payday loans and other services like them means to the underbanked, over both the short and long terms. She points out that research from many authorities has shown a direct link between emotional health and financial healt...

09 June 2023 /inclusion

Why British workers are now more likely to work into their 70s

Aoibhinn Mc Bride Content Editor at Jobbio

Why British workers are now more likely to work into their 70s

What does King Charles have in common with nearly 300,000 British men who don’t have any royal credentials? They’re all working into their 70s. Once upon a time, a free bus pass signalled the start of retirement, but the days of hanging up your proverbial hat at 60 are becoming increasingly rare as the cost-of-living crisis is forcing more workers ...

09 June 2023 /people

Stellar solutions available for ‘honest’ credit-building

Scott Hamilton Contributing Editor at Finextra Research

Stellar solutions available for ‘honest’ credit-building

As part of a continuing series, we reached out to some innovative thinkers and organisations on the forefront of serving the unbanked, the underbanked, and others, estimated at 150 million people, who have either been consciously excluded or experienced barriers to entering the traditional banking system in the United States. One company trying to...

08 June 2023 /inclusion

How can the potential for open finance in Europe be unleashed and become a reality?

Madhvi Sonia Head of Content at Finextra

How can the potential for open finance in Europe be unleashed and become a reality?

This is an excerpt from The Future of Digital Banking in Europe 2023, a Money 20/20 special edition. Justin Basini, CEO, ClearScore, believes that we have reached a tipping point in the open finance space. “The pandemic drove increased consumer adoption of digital channels and an increased propensity for consumers to share data online. Furthermore...

07 June 2023 /devops

Forget unicorns, are we entering the age of the centaur?

Sanjib Kalita

Forget unicorns, are we entering the age of the centaur?

The era of unicorns, startups valued at $1 billion or more, is coming to an end. We are now entering the era of centaurs, where startups achieving $100 million in annual revenue with a clear path to profitability will gain mindshare and traction. The unicorn era was fueled by cheap capital and a focus on high valuations. But the challenges and eve...

07 June 2023 /startups

What technologies are being used by European providers to ensure smooth interactions?

Madhvi Sonia Head of Content at Finextra

What technologies are being used by European providers to ensure smooth interactions?

This is an excerpt from The Future of Digital Banking in Europe 2023, a Money 20/20 special edition. Looking to the future, the financial services and fintech industries will be reliant on technology and collaboration to move the needle. Digital transformation across mobile devices, chatbots and automation has led to digital banking becoming more ...

06 June 2023 /retail

Payments without borders: The democratisation of finance for SMEs

Retired Member

Payments without borders: The democratisation of finance for SMEs

One of the clearest memories from my childhood – one of those that I can still see like a photograph – is sitting in the back seat of my parent’s car and holding a bunch of papers I was given after opening my first bank account. For many businesses worldwide, accessing and using financial services is not straightforward. On top of that, once access...

06 June 2023 /markets

What needs to be considered when mapping an European digital banking strategy?

Madhvi Sonia Head of Content at Finextra

What needs to be considered when mapping an European digital banking strategy?

This is an excerpt from The Future of Digital Banking in Europe 2023, a Money 20/20 special edition. Digital transformation is an intimidating project and altering a business’s strategy cannot be done at the flick of a switch. While change is challenging, recent developments across technology have revealed that transformation does not have to be a...

05 June 2023 /cloud

Ireland's fintech and payments space: The rise of a global hub for innovation and investment

Chloé Wade VP International Financial Services UK at IDA Ireland

Ireland's fintech and payments space: The rise of a global hub for innovation and investment

Ireland has experienced significant growth in its fintech and payments sector in recent years, both in regulated and non-regulated activities. Ireland has been home to significant operations for many of the world’s largest and leading financial institutions since the establishment of the IFSC (Irish Financial Services Centre) in Dublin in the mid-...

05 June 2023 /markets

How can digital trust be built amid global unrest and uncertainty in Europe?

Madhvi Sonia Head of Content at Finextra

How can digital trust be built amid global unrest and uncertainty in Europe?

This is an excerpt from The Future of Digital Banking in Europe 2023, a Money 20/20 special edition. After a few stagnant years, the world is certainly in motion and macrotrends are forcing organisations to drive change in financial services, disruption in fintech, expand usage of mobile devices and adopt emerging technologies. Digital banking tra...

02 June 2023 /security

Cybersecurity and cloud computing have the largest tech skills gaps

Retired Member

Cybersecurity and cloud computing have the largest tech skills gaps

In the future jobs market, it will pay to have skills that are in demand––so says The World Economic Forum’s (WEF) 2023 Future of Jobs report. Technology is moving faster than companies can design and scale up their training programmes, and as a result, companies and organisations are reshaping the way they look at nearly every aspect of the workpl...

02 June 2023 /people

Long reads