Join the Community

22,986
Expert opinions
43,822
Total members
416
New members (last 30 days)
179
New opinions (last 30 days)
28,980
Total comments

Latest expert opinions

clear
clear

1148 Results from 2018

Shaun Thomas

Shaun Thomas Product Manager at Namescan

Why Blockchain is a good solution for KYC verification

With the creation of blockchain technology, many traditional systems have become outdated and are due for an upgrade. Blockchain has demonstrated its capabilities with the conception of virtual currencies such as Bitcoin and Ethereum, which have completely revolutionised the global currency system. By linking blockchain-based applications, Dapps (...

/regulation Blockchain Observations

Jared Ronski

Jared Ronski Co-founder at MerchACT

High Risk Holidays: Avoiding Termination During Peak Season

As the holidays swing into full-gear in 2018, high risk ecommerce merchants are well-advised to prepare their business for an onslaught of sales—and fraud. With an expected 15% year-over-year increase in online sales, high risk merchants are especially prone to problems arising from volume spikes, fraud spikes, and bad actors looking to exploit on...

/security /payments Payments strategies 2015-2020-2030

Sarah Jackson

Sarah Jackson Director at Equiniti Credit Services

Credit Chameleon: tuning in to changing attitudes

It is said that in time everything changes. Certainly, how most of us feel about borrowing money is likely to change, possibly many times, over the course of our lives. Lenders keen to secure repeat business, therefore, must also change. This means innovating in product design. It also means keeping close track of how their customers’ attitudes a...

/retail Fintech

Retired Member

Retired Member 

Open banking is opening up business everywhere

Even though it’s early days for open banking there are already plenty of trailblazers offering new services. From forex to rental accommodation, personal identification to loyalty schemes, many customer experiences are starting to be transformed by the effects of Europe’s Second Payment Services Directive (PSD2) just months after it was introduce...

/payments Open Banking

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Launching products is becoming more painful for banks

All banks find launching new products and making changes to their operating systems to be a painful process. As new technology is layered onto the old, the process of testing and launching is only going to get more difficult. Making mistakes is costing the banking industry millions and destroying brand reputation. On 27th July 2018 TSB published i...

/devops Banking Strategy, Digital and Transformation

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

Big Data: Getting Granular with ESG Factors

With the growth in sustainable investing, there’s been a surge in data on environmental, social and governance (ESG) factors over the past few years. Demand for ESG data is rising as asset managers look to incorporate ESG factors such as low-carbon emissions or gender diversity on boards into their investment analysis and decision-making processes....

/ai Hedge Fund Technology

Retired Member

Retired Member 

The case for Cloud migration in financial services

Historically, cloud-migration is a concept that has sat uncomfortably with financial service providers. Even today, 15-years or so years after cloud-computing became available, lingering concerns remain. Yet much of the technology underpinning today’s banking systems is founded on outdated architecture and monolithic applications that are proving t...

/payments Fintech

Retired Member

Retired Member 

Migration & Remittance: Inextricably linked cogs in the wheel of the global remittance industry

In the year 2000, statistics revealed that 173 million people lived as migrants across the world while in 2017 there were 258 million migrants living in different parts of the world. In 17 years, migrant population increased by 49%. As a logical consequence of increase in migration there has been a stupendous rise in global remittance flows. In...

/payments /inclusion Trends in Financial Services

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

Culture: The overlooked weapon

Much has been written about the Culture of technology firms created in the last 10-15 years that turns the ideas of the 20th Century on their heads. Whether it is the Culture deck from Netflix or the handbook from Valve they seek to use Culture as a differentiator in the war for talent. Rather ironically due to the reliance on people, these ideas...

/ai Innovation in Financial Services

Retired Member

Retired Member 

Three IT Companies the POTUS Will Not Worry About Leaving the U.S.

For the past 45 years I have commented publicly and opined privately on the comparative values of the top core system vendors. I have always defined "top" by the number of their core system customers. Before the consolidation of core companies, which took off in 1987, the top group included ten companies. Today, that number is three, Fi...

/payments

Now Hiring