1068 Results from 2020
Jalpa Shah Marketing Director at Tagit Pte Ltd
WeChat, Tencent’s super app has been adding 20 million users each quarter. Currently, it has over one billion monthly active users. Similarly, Kakao Bank, one of the first digital-only banks launched in South Korea, boasts of phenomenal growth from 300k subscribers just after its launch in 2017 to more than 10 million customers today in just two y...
09 January 2020 /retail
Rowland Park CEO at Limeglass Limited
We are living in an age of information overload where businesses are swamped with information from all angles. What happens when companies don’t use information in the best way possible? Rowland Park and Simon Gregory, co-founders of next-generation financial research technology company, Limeglass, argue that the true cost of not optimising financ...
08 January 2020 /markets Fintech
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
Banks are way ahead of Fintechs in terms of revenues, profits and customer numbers. To that extent, the "catch up" in the context of this post refers solely to User Experience of websites, mobile apps and any other kinds of software used by consumers of banks and fintechs (collectively "apps"). Before I dive deeply into the cen...
08 January 2020 /retail /startups
Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy
According to PSD2, a payment initiation service provider (PISP) represents a payment institution, and thus falls under the Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations. Yet, for many market participants the setup of these checks from PISP’s side is not clear. I think this is an interesting topic that hasn't been explo...
08 January 2020 /regulation Digital Identity Management
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Worldwide, the evolutions in technology are accelerating exponentially. Almost every day, new technologies are discovered, and new products are released. This trend will accelerate even more, as: People all over the world are becoming more educated, allowing more people to participate in the advancement of science and technology Companies realiz...
07 January 2020 Fintech
Retired Member
CSD Regulation (CSDR), was first published into the official journal by ESMA in August 2014 aimed at improving securities trade settlement in the European Union on EU central securities depositories. Although some predict further delay in implementation, it is scheduled to come into force in September 2020, more than six years since it was first t...
07 January 2020 /regulation /markets Trends in Financial Services
Marcus Martinez Industry Advisor, Worldwide FSI at Microsoft
It’s a generally accepted concept that all physical materials decay over time. Rocks, food, metal, bones, etc… all of these things become weaker or decompose gradually, at different speeds. Scientists call this natural process “half-life”; a concept that can be applied to any area where the quantity or strength of something decreases over time. Th...
07 January 2020 Behavioral Economics in Banking
Steve Morgan Banking Industry Market Lead at Pegasystems
The EU's Fifth Anti-Money Laundering Directive (“5AMLD”) will subject certain participants in the crypto-asset sector to regulation for anti-money laundering (AML) and counter-terrorism financing (CTF) compliance purposes. While it most crypto-asset companies will not be ready to comply by 10 January 2020 (the date EU member states are required to...
07 January 2020 /regulation /crypto The future of Payments in Europe
Debbie Green VP of Applications at Oracle
It is widely believed that we only use 10% of our brain, but science has without doubt disproved this fact. However, it is easy to see why we would believe it. We often find ourselves failing to achieve our full potential, whether this comes in the form of lacking productivity at work, the impact of stress or tiredness on our decision-making, or l...
07 January 2020 /ai /cloud Finance 2.0
2020's FinTech policy cycle started relatively quietly today with an interesting set of FinTech data from De Nederlandsche Bank (the Dutch Central Bank): Working Paper No. 663 "The Economic Forces Driving Fintech Adoption Across Countries." The data in the report provide a solid overview of the global scale of the FinTech industry. Sp...
06 January 2020 /regulation Financial Services Regulation
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.