Join the Community

21,845
Expert opinions
44,023
Total members
419
New members (last 30 days)
201
New opinions (last 30 days)
28,638
Total comments

Latest expert opinions

clear
clear

1147 Results from 2019

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

When the 5G network comes online on the 2020s..

When the 5G network comes online on the 2020s, a smartphone with an ultra high speed download of 1 Gbps or more is displayed. Due to the popularisation of 5G, the download speed reaches 20 gbps, the upload speed reaches 10 gbps and it may rise exponentially. However, 5G will be ultra low speed and faster. Being able to become instantaneous experi...

Payments strategies 2015-2020-2030

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Banking Process Automation Hits Its Stride

The Gartner "Hype Cycle" has long been a good way to look at capabilities and think of whether we are in the early days, in the hype, when a new technology has promise but the standards and surrounding ecosystems cannot yet support widespread adoption. Once out of the hype cycle, the new tech brings a fundamental change in capabilities t...

/retail

Retired Member

Retired Member 

Why isn't banking leading the way in security?

I was recently surprised to read an article on Finextra that highlighted Which? had reviewed UK banking security and concluded that seven of the top twelve UK banks did not offer 2FA for online banking. Why this surprised me is that banks have lead the way with 2FA for decades by using the debit card. To take out money from an ATM or spend it in ...

/security Trends in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

WTF World’s Their Future

WTF – World’s Their Future Our World needs us to work for a better tomorrow Yes, I know, I usually write about technology and this title does not reflect that topic. But technology it is! Over the past months, I have been struck by some interesting data that I'd like to share with you. While I am not a GREEN fanatic, I was impressed by several stat...

/startups Digital Banking, Mortgages and Savings

Retired Member

Retired Member 

Wrangling FRTB. A Year in - Trading Book - Review.

2018 was a year when certain jumbo-sized, data-heavy regulatory regimes finally smoothed out and settled down. Among the few that haven’t, the Basel Committee-driven Fundamental Review of the Trading Book (FRTB) remains one of the most consequential and contentious—threatening the market-making businesses of global systemically-important banks (G-...

Fintech

Retired Member

Retired Member 

Deploying Predictive Analytics? Check Your Data Integrity First

The explosion of predictive analytics in financial services is undeniable. Layering on advancements in big data, billions of dollars are now dedicated to analytics spend annually. Dozens of startups dive in every year to develop the tools to tackle increasingly complex datasets at mind-blowing volumes, often deploying some variation or combination...

Fintech

Monica Hovsepian

Monica Hovsepian Global Industry Strategist, Financial Services at Opentext

AI in Financial Services is growing, but there’s a way to go

It’s funny how the world works. We recently wrote a blog on how AI in Financial Services can improve customer experience. Then, my bank showed me that there’s still some work to be done. Let me explain. Last week, I received a letter from my bank. It came as a bit of a surprise as I’d agreed that my preferred communication channels with the bank w...

/ai

Retired Member

Retired Member 

Pinstripes or denim? Changing the culture of corporate banking

The future of corporate banking is here, and it’s wearing jeans and trainers. Traditional corporate banks are under more pressure than ever to transform. Reduced barriers to entry (e.g. PSD2) and new technologies (e.g. blockchain) are leading to increased competition in a rapidly evolving ecosystem of new banking services and providers. Challenger...

Banking Strategy, Digital and Transformation

Corinne Lleti

Corinne Lleti Director of EMEA Customer Solution at Experian

Top four tech trends to keep an eye on this year

Technology is central to every industry across the globe, and the world of credit risk and fraud is no different. However, as we get into 2019, it’s becoming very clear that it will be the year that we see some new tech trends disrupt, shift and change the credit industry’s landscape. The growth of the pick and mix culture As the fight against ...

/ai

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Fighting Friction in the Payment Process

It goes without saying (but I’ll say it anyway) that the payment process – as the make-or-break moment of any customer journey – must be as smooth as possible. So why are so many e-Commerce sites still struggling, weighed down by shoddy design, confusing error codes, and cobbled-together tech? Well, because it turns out that first creating and the...

/payments Payments strategies 2015-2020-2030

Now Hiring