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The beginning of 2021 gave a lot of all-time-high maximums for a number of cryptocurrencies, that in turn led to a series of positive forecasts for 2021. So, for example: Citi analysts predict the price of Bitcoin at the level of $300,000 at the end of 2021. Although JPMorgan does not give exact numbers, it confirms that Bitcoin has the potential ...
22 January 2021 /inclusion /crypto Cryptocurrency Insights
Some people are super enthusiastic and passionate about the possibilities of new Tech. In many cases however, they will be asked if it is proven technology. Which competitors use this new Tech already and what are their experiences? In short, the need for certainty is quite common. Yet what about innovation, to distinguish you from competitors and...
21 January 2021 /retail /wholesale Banking Strategy, Digital and Transformation
To keep up with tech-savvy competitors, accelerate business growth, and gain competitive advantage; forward-thinking enterprises are embracing modern deployment approaches like microservices, serverless, and containers to become more agile to changes. Cloud technology, being the game-changer in the current digital ecosystem, enterprises want to lev...
20 January 2021 /retail /cloud Business Knowledge for IT
“How many days until the next team meeting?”, "Can you set the timer for 15 mins?”, "Can you order a pizza from my favourite café?" How nice it is when someone can practically follow our commands and organize the day. No, we are not talking about any “house elves” but our very own virtual assistants, Alexa and Siri, which are now bec...
20 January 2021 /retail Banking Strategy, Digital and Transformation
Delivery of intuitive, secure, personalised, and frictionless user experiences has long been table stakes in digital commerce, well before the era of COVID-19. As businesses harness the revolutionary power of digital technologies, they have pursued large-scale change to adapt to evolving consumer preferences (some more successfully than others, bu...
19 January 2021 /payments /covid-19 Fintech
No-code platforms allows programmers and non-programmers to create application software through graphical user interfaces and configuration instead of tradition computer programming. (Source: Wikipedia) No-code platforms have seen tremendous growth in the recent years and Forrester predicts that the market will grow from $3.8 billion in 2017 to $2...
17 January 2021 /payments Fintech
This week, I read an interesting paper from Newgen Software about the application of “low-code thinking” to their business process automation domain. The paper highlighted the critical need for speed in a modern enterprise in order to respond to strategic and competitive threats. It suggests that the speed with which an organisation gets from a st...
14 January 2021 /payments /retail Banking Architecture
Today, you need to know what’s happening in your business in real-time. Faced with pressure from legislation and the emergence of new digital ecosystems and partnerships, traditional banking incumbents compete with new fintech players across the entire financial services arena. The value chains that previously existed are starting to unbundle base...
14 January 2021 /cloud /predictions Banking Strategy, Digital and Transformation
Electronic payments in Canada has seen an immense growth in the last few years and with the onset of Covid, Canadians are more and more moving towards the digital payments as that provides options for contactless and online/mobile banking. There is a growing trend towards these forms of payment even after post-Covid for the convenience and secure ...
10 January 2021 /payments /inclusion Banking Strategy, Digital and Transformation
Electronic payments have made a huge impact on the lives of millions of Indians in the last few years with various options to make and receive payments in a timely manner. With that in mind, RBI has recently regulated for all Payment System providers, that any payments made on Indian entities for domestic payments transactions has to be stored on...
08 January 2021 /payments /regulation Fintech
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