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1 mln USD price and the replacement of the dollar. The brightest forecasts of Bitcoin

After the correction, the flagship digital coin continues to recover in price and at 13:30 traded at $55.1K. On February 28, the price of Bitcoin fell to a local low of $43.5K. This happened after the cryptocurrency reached a historic high at $58.3K on February 21. Volatility in quotations are accompanied by various statements of media personaliti...

/inclusion /crypto Cryptocurrency Insights

Retired Member

Retired Member 

Top 6 use cases for AI in banking

I recently reviewed one of the best books written on AI to date, AI Super-Powers, where a brief history of AI is explored across the four waves of evolution experienced over the last few decades. From chess-playing, payments, making friendships, medical diagnoses, and help with investing money, AI continues to play a much broader role across many ...

/regulation /retail

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Retired Member 

Does the rise of Embedded Finance mean the end of the fintech sector as we know it?

The rise of Embedded Finance is only just beginning. Non-finance brands are already embedding financial products and services into their apps and ecosystems. Over the next couple of years we're going to see an explosion in Embedded Finance applications - and that is going to be accompanied by a shift in perceptions about fintech, innovation, and t...

Embedded Finance

Retired Member

Retired Member 

SoftPOS: are smartphones going to displace Payment terminals?

Tech-savvy consumers started using leading mobile wallets in the likes of Apple Pay, Google Pay, Samsung Pay, a few years back. Under the circumstances created by COVID-19, a new wave of adopters joined the ranks as more and more in-store clients favored contactless transactions. So it is now widely known that smartphones can be used as a payment ...

/payments /predictions Innovation in Financial Services

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Retired Member 

Open banking will only succeed if consumers are 'onboard'

Banking is open for business Open banking is mutually beneficial for banks and consumers. It provides an opportunity for banking providers to retain and grow their customer base, by offering consumers access to better and more targeted financial advice, services and products. Open banking has the potential to generate an accessible and personalise...

/regulation /retail Open Banking

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Retired Member 

Platformification in banking: differentiate to succeed

My first blog in this platformification series explored new business models for banking. To succeed in this new landscape it’s essential that banks are clear on what will set them apart and differentiate their services going forward. Let’s explore this a bit further. Financial institutions with expertise in specific areas or market niches should...

/retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Four major trends of the real estate market that you should know about

The real estate market is constantly changing, with new trends coming and going all the time. Even right now, there are multiple trends that are dominating, and which might prove interesting to people who may be on the lookout for such opportunities. Today, I will present four such trends to you, in hope that it might help those who navigate such w...

/inclusion /crypto Fintech

Retired Member

Retired Member 

It is too Early to Talk about the End of the Correction

The value of the main digital coin again stormed the mark of $52K, although on Sunday it dropped to $43K. What news was the reason that the value of the cryptocurrency fell and recovered, and how much it can grow in the near future. On Wednesday, March 3, Bitcoin quotes on the Binance crypto exchange again approached the mark of $52K. At the peak,...

/inclusion /crypto Cryptocurrency Insights

Retired Member

Retired Member 

Dark money, and what banks can do about it

Recent money-laundering scandals have shaken public trust in the banking sector. How can banks rethink their approach to AML? The BBC’s recent Panorama documentary, “Banking Secrets of the Rich and Powerful,” is an uncomfortable watch for anyone working in the banking sector. While all banks have anti-money laundering (AML) teams and talk about t...

/crime Innovation in Financial Services

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Retired Member 

State-Backed Digital Currencies: Why Are World Governments Looking Towards Them?

Governments always seek ways to make their economies more efficient. And with the rapid growth of the cryptocurrency market, they turned their eyes to this field in search of new solutions. With the continuous advancement of crypto acceptance by traditional companies, we can now observe the trend where central banks across the world are increasingl...

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