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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Churchill already knew

"It is a mistake to look too far ahead. Only one link in the chain of destiny can be handled at a time." Winston Churchill. So much time is used for describing the splendid future with Artificial Intelligence that there is not enough time to tell the man on the street what can and should be taken into use already today - and are necessary...

/payments /retail Disruption in Retail Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Very short Hard Talk

Such a no brainer that governments should work harder to get banks to expand the offerings only they can deliver cost-efficiently and securely. Starting from e-ID and e-invoices. In the Nordics it happened. Next banking 3.0 - for the data driven economy. https://asiapaymentsconnect.com

/payments /retail Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The longest and most valuable digiladder I know of

When I think about my own role (smaller than some say) in driving the Nordic digital mission – good for society at large - starting in banking and now aiming at verifying and connecting all data to life events and automation – there are some observations that may be relevant also from here forward. 1. Everything is based on teamwork – in constantl...

/payments /inclusion Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Four Narratives

It is no secret that a fundamental change has started - the migration to a data-driven economy. Why this should be speeded up is obvious - everyone stands to benefit: from much better services when any citizen can authorise connecting MyData and Big Data to life events (at home and at work), from costs being automated away in all adminstrative and...

Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Entering 2020

2019 was not - mildly speaking - the best of recent years. Global warming - also manifested by ongoing horrible fires in Australia - advanced, democracy was weakened in many western countries by irresponsible populists, the vision of a globally strong single market Europe took a setback with Brexit and Russian military agression and persecution of...

/sustainable After hours

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Speech today

Speach to students and supporters at Aalto University innovation workshop. Dear innovators, We are now entering a very fascinating era – the data-driven economy - where so many megatrends converge. You are to be congratulated to have so many opportunities to change the world for the much better. Many opportunities to create and share important ...

/regulation Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Banks have it all

Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. Without banks taking more responsibility and politicians r...

/retail Banking Strategy, Digital and Transformation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Path to the Data-driven Economy

What does a Data-driven Economy mission mean? In short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. What does a Data-driven Economy need? In short: 1. Data - eventually most of it structured, standardized,...

/ai Open Innovation Ecosystems

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Finding inflation - or rather deflation - with real time data.

The Economist article also describes how policy makers and central banks often have to resort to outdated price data and how sudden important changes typically are in a global economy. So when they find the data the important trends may already have emigrated to the next big thing. As we have moved from soon mandatory e-Invoicing+e-Receipts to...

/ai Bigger than Technology

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

My Real Time Data

Ever so happy with the response to my presentation at the EU-conference today. A few slides when I manage (should delete blog in the meantime - but Ipadversion not easy..)

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