Join the Community

22,327

Expert opinions

44,411

Total members

383

New members (last 30 days)

169

New opinions (last 30 days)

28,783

Total comments

Join Sign in

Direct payments still dominating in domestic e-commerce in Finland

4 29 July 2018 Be the first to comment

Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Central bank statistics:

Number of payments million times direct/card and bn €direct/bn €cards

2014: 56,9/8,6 million times, na/0,8 bn€

2015: 65,6/7,3, 4,8bn/0,7

2016: 77,5/9,7, 5,4bn/0,8

2017: 88,2/17,1 (big increase in card trx - due to mobile?), 7,0bn€/1,0

Direct real time e-commerce payments started in mid-90s so the habit has deep roots.

External

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author.

5263

Report

Channels

Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Join group

361 opinions 131 members 06 January 2025

Comments: (0)

Bo Harald

Chairman/Founding member, board member

Trust Infra for Real Time Economy Prgrm & MyData,

Member since

04 Nov 2008

Location

Helsinki Region

ChatGPT got this important credential-for-Santa a bit wrong

23 December

Verifiable credential for Christmas

19 December

Hot topic - to say the least

18 December

EIDAS = economy of repetition - and so much more

14 December

We have hammers - for so many nails

04 December

See all Opinions from Bo

More expert opinions

Luke Voiles CEO at Pipe

Fintech and Small Business Predictions for 2025

15 hours

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Connecting eNPS and Performance Reviews: Building a 360° Feedback Culture

20 hours

Kajal Kashyap Business Development Executive at Itio Innovex Pvt. Ltd.

White-Label Payment Gateway: The Smart Choice for Fintech Businesses

10 January

Nimit Bhardwaj Data Product Manager at Booking.com

AI and Financial Inclusion: How Smart Algorithms Are Transforming Access to Credit

09 January 3

See all opinions