980 Results from /wholesale
Retired Member
The world of manufacturing has seen JIT (Just In Time) for a long time now. Machine tool operators do not need to keep large inventories of raw material next to their machines. This has improved cash and working capital and ultimately profitability for manufacturing companies. However the same is not entirely true in the corporate transaction ban...
09 July 2020 /payments /wholesale Transaction Banking
Thomas Pintelon Head of Strategy at Capilever
While consumer credits are becoming more automated and user-friendly to request, all other credits are often still very manual and labor intensive to originate. In this (relatively long) blog I will try to give a description of the (potentially many) different steps in a credit origination process and how they can be innovated. I will describe the ...
30 June 2020 /retail /wholesale Innovation in Financial Services
Hans Tesselaar Executive Director at BIAN
The famous basketball player, Michael Jordan once said: "Talent wins games, but teamwork and intelligence win championships." In team sports, collaboration and teamwork play a deciding role in success or failure. When it comes to banking, however, it seems to be that collaboration will be its downfall. Retail banks compete against one an...
09 June 2020 /retail /wholesale Banking Architecture
Fintech start-ups are known for being agile and efficient and they now have their eyes on the banks’ revenue sweet spot. These new entrants, have a well-established online presence, they are targeting merchant services and managing to hold on to them through mobile access. To stave off this threat, banks need to work with merchants to strengthen t...
29 May 2020 /payments /wholesale Fintech, you get me!
David Ratnage Commercial Lending Director, Capital Markets at FIS
When the world last confronted a global crisis, it's fair to say that banks were at the center of the problem. This time around, the industry is doing all it can to form a big part of the solution. And in the face of COVID-19, commercial lenders are leaning on their digital infrastructure as never before. First, as in every other sector, a top pri...
21 May 2020 /wholesale /covid-19 Capital Markets Technology
The new decade demands a more focused outlook to building economic moats. Up until a time, ‘product and pricing innovation’ were the popular means of differentiation and competitive advantage among the banking institutions. Once that became mainstream, the then-innovative banks turned to technology for improved efficiency and optimized operations....
21 May 2020 /wholesale /sustainable Banking Strategy, Digital and Transformation
Covid 19 has highlighted a need for firms in the business world to be adaptable to rapidly changing conditions. In Financial Services, changing regulations and requirements from regulators mean that day to day users need to have solid processes and case management tools which allow them to maintain a strong structure of checks and balances. At th...
15 May 2020 /wholesale /crime Financial Services Regulation
Igor Tomych Founder/CEO at Dashdevs
The years of playing both sides of the fence and being torn between the online and offline worlds have been boiled down to a few months by the pandemic. Unfortunately, most businesses haven't been ready for this. Consequently, for offline conservatives and digital newbies, the current disruption turns into a real challenge. Setting up a fully digi...
07 May 2020 /payments /wholesale
Unprecedented measures taken by government to contain the spread of coronavirus have triggered the worst social and economic crisis since 2009, jeopardizing the global financial system. It might seem like we have already hit the bottom, but the situation will likely become worse in the months to come. If previous crises has taught us something, he...
17 April 2020 /retail /wholesale Banking Strategy, Digital and Transformation
Clive Bellows Head of Global Fund Services, EMEA at Northern Trust
Regulation, rising costs, compressed fees all contributing to pressure of change Investment managers undoubtedly feel the pressure of change. Costs are rising, fees are stretched, and margins are being compressed. Simultaneously, the industry is facing significant regulatory and compliance shifts. Under such circumstances, it’s nearly impossible...
17 April 2020 /regulation /wholesale Trends in Financial Services
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