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3691 Results from /retail

Sara Costantini

Sara Costantini Regional Director for the UK and Ireland at CRIF

Open banking: Are Brits still too sceptical or is bank communication the key to increasing uptake?

There is reason for cautious optimism when it comes to people’s personal finances at the moment. Inflation in the UK is beginning to ease, with similar pictures in the US and a number of other European economies. This has obviously not been the case in recent years. During these difficult times, we’ve seen consumers across Europe turn to their bank...

/retail

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

The importance of transparency in reducing fraud in cross-border payments

Cross-border payments are now constituting most of the global economy. Whether you are ordering products and services online through cross-border transactions, remitting money to relatives overseas or even providing cross-border transaction services, cash transferability is absolutely essential. However, this relative increase in connectivity also...

/retail /inclusion Banking

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Digital Transformation in Banking: Get Rid of Illusory Expectations to Avoid Failure

The term "digital transformation" has become a buzzword in the banking sector, its popularity doubling over the past year, according to Google Trends. There are 114 million results in Google Search, and financial institutions boast about their revolutionary approaches, their seamless integration of cutting-edge technology and their forw

/retail /devops Innovation in Financial Services

Jagdish Udayakumar

Jagdish Udayakumar Head of New Business at FIS

The Rise of Digital Payments : UPI Leads the Way

Financial Inclusion and Digital Explosion During my recent visit to India, I noticed three significant changes in the city's banking and payments landscape: financial inclusion, infrastructure expansion, and digital explosion. The deep-rooted penetration of smartphones and the widespread adoption of bank accounts, driven by government subsidies an...

/payments /retail

Alessandro Hatami

Alessandro Hatami Managing Partner at Pacemakers.io

Dear PM: Here’s a Blueprint for Fintech Growth, Exploring How the UK can Nurture and Support it

This year's election was a fractious confrontation that centres on huge policy considerations such as cost of living, the NHS and immigration. Dear PM, can you promise that your government won’t dismantle one of the UK’s few success stories – our global leadership in fintech? Today, London continues to be one of the world’s leading international ...

/retail /markets Banking Strategy, Digital and Transformation

Dirk Emminger

Dirk Emminger Managing Director at knowing finance

Utilization / Ownership of Channels and Changes Driven by AI (A01)

The Transformation of Banking: From Exclusivity to Open Systems In the 1990s, it was a given: the services we used from banks belonged exclusively to the banks. Every transaction, every account inquiry, every loan was processed through the designated channels of the banks. However, over time, this picture began to change. Initially, commission-b

/ai /retail Innovation in Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Belgium’s Capital Gains Tax Proposal: The Complexities Beneath the Surface for the Financial Service

Belgium is currently in the midst of forming a new government, a process known for its length and complexity. As we face yet another challenging government formation, a significant debate has emerged around the introduction of a capital gains tax on profits from the sale of equities that are currently untaxed in Belgium. The proposal suggests a t

/regulation /retail Financial Services Regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Interconnecting organisations and citizens on the path to EUDI2

The European Union has now almost completed a massive legislation effort to promote the data driven economy. There should be no doubt that this common Trust Infrastructure is much needed in all countries and a new opportunity to take a decisive step towards a much more on a daily level concrete Single Market. It is no secret that Europe needs t...

/retail /identity Innovation in Financial Services

Helghardt Avenant

Helghardt Avenant CEO at Rehive

A case for non-custodial neobanks

Imagine a neobank that operates entirely onchain, free from the constraints of traditional banking systems. What once seemed futuristic is now within reach. The question is—who will be the first to launch a truly non-custodial neobank? More importantly, why is this model better than the traditional ones? Neobanks have revolutionized banking, makin...

/retail /inclusion

Dirk Emminger

Dirk Emminger Managing Director at knowing finance

We Think of AI Only as Optimization – But What If AI Fundamentally Changes Banking?

Introduction to an AI Series with 8 Articles A different view on AI is needed In the banking sector, as of summer 2024, artificial intelligence remains largely in the background, or, when in use, mainly within operations and occasionally in innovation labs. When AI does play a role in the front-end, it is typically in presentation rather than i...

/ai /retail Innovation in Financial Services

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