Join the Community

21,557
Expert opinions
43,637
Total members
385
New members (last 30 days)
136
New opinions (last 30 days)
28,542
Total comments

Latest /regulation expert opinions

Richard Blore

Richard Blore Chief Executive Officer, KY3P, IHS Markit at IHS Markit

ESG is becoming a critical component in Supply Chain. Are you ready?

Social and Governance in the supply chain The focus on non-financial, Environmental, Social and Governance (ESG) data and metrics continues to increase across all industries and regions. Both public and private companies are under increasing pressure from investors, civil society and governments to make ambitious public commitments covering all as...

/regulation /sustainable Financial Supply Chain

Retired Member

Retired Member 

Current state of the BNPL market in Spain

Spanish consumers have recently had the ability to pay for purchases in installments. Traditional in-store arrangements allow consumers to pay for purchases over time, and some retailers like El Corte Inglés or Media Markt have offered interest-free or deferred payment options for many years. In recent years, newer types of electronic installment ...

/payments /regulation BNPL

Richard Kalas

Richard Kalas Client Solutions Director for Retail Banking at GFT Group

Are you ready for open finance?

Like its predecessor open banking, open finance aims to promote competition among financial providers, drive digital innovation and promote new, open, data-driven services. The ultimate beneficiaries are customers who should enjoy greater access to enriched and tailored products and favourable pricing models customised for the individual’s needs. ...

/regulation /retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Operational Resilience post COVID-19

As businesses recover from COVID-19 they find themselves balancing new demands from regulators with rapidly changing business models. As businesses are recovering from COVID-19 they face a much-changed world. The pandemic highlighted the need for action on operational resilience, and regulators have seemingly moved as one to require a new appr

/regulation /covid-19

Rick Goud

Rick Goud CIO at Zivver

Email security is broken: How finance firms can plug the gaps and prevent costly data leaks

When speaking to IT professionals in the finance sector about email security, they are often unaware that the majority of data leaks are caused by employee behaviour. Latest security incident reports from UK privacy regulator the Information Commissioner’s Office (ICO) quantify the extent of the problem. Its Q3 and Q4 figures show that from 1 Oc...

/security /regulation Information Security

Retired Member

Retired Member 

Upcoming AI regulations – and how to get ahead of them

In April 2021, the EU proposed new regulation around the use of AI. Despite having left the EU, it remains the case that the UK lending market is intrinsically linked to the European banking sector and that the requirements of larger trading blocs tend to dictate the likely direction of travel for smaller markets such as the UK. Because of this, w...

/regulation Artificial Intelligence and Financial Services

Horacio Barakat

Horacio Barakat Head of Digital Innovation for Capital Markets at Broadridge Financial Solutions

Interoperability: The New North Star for Financial Market Blockchain

After nearly five years of experimentation, blockchain has reached an important milestone in financial services. This year, several distributed ledger technology platforms are either running live or preparing to launch. As the industry starts to transition from its initial stage of research and development to this new phase of operations and growt...

/regulation /markets Fintech

Keith Stonell

Keith Stonell Managing Director, EMEA at Guidewire

Insurers as influencers: building a more sustainable, responsible, and equitable world

The seriousness with which insurers take Environmental, Social, and Governance (ESG) issues has come under increasing scrutiny in recent years. As both investors and underwriters, insurers occupy a central role in the global economy that gives them significant influence over the business activities of others. With the increasing risks associated ...

/regulation /sustainable Financial Risk Management

Karen Rudich

Karen Rudich CEO & Co-Founder at ELEMENTARYb

If there was one key thing you could do to secure your fintech firm's future, what would it be?

The unpopular answer is governance, one of the vital measures that companies need to adopt to ensure their businesses stand the course of time, but which was openly discussed at The Fintech Club recently. Brought to the fintech community by The Mayor’s International Business Programme and Innovate Finance, and chaired by Julia Streets, founder and ...

/regulation /startups Fintech

Retired Member

Retired Member 

Potential impact of Machine Learning in financial world

Machine learning cab be used to design and understand problem and trying to derive solution using data. Being working as FinTech professional, I am seeing the change happening. I have extensively worked in Market Risk. As per definition, Market Risk is the risk of loss due to factors that affect an entire market or asset class. Market risk is also ...

/regulation /markets Artificial Intelligence and Financial Services

Now Hiring