362 Results from 2021, /payments
Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)
While we have seen phenomenal growth in the BNPL (Buy Now Pay Later) segment in recent past, and I have already done a post on BNPL stating how the product is digital native, helping to expand the market and improve conversions for merchants too. So, while we have BNPL, my take is why not also have PNBL – Pay Now Buy Later. While BNPL is Lending &#...
10 September 2021 /payments /sustainable Innovation in Financial Services
Dean Wallace Director of Consumer Payments Modernisation at ACI
There’s no doubt banks need to modernise legacy systems to keep up with today’s demand, but the risk of big bang migrations (moving an entire dataset from legacy to targeted systems in one operation) has never been higher. And it’s proving to be a blocker for progressive platform modernisation. The arrival of non-bank providers, including Big Tech...
10 September 2021 /payments /cloud Fintech
Cyril Lalo CEO at ellipse Inc.
From remote transaction outlier to most vital card data Over the past 20 years, Card Security Codes (also known as CVC2, CVV2) usage has greatly expanded from confirming genuine cardholders to securing eCommerce transactions, eWallet enrollments, and profile management, to name just a few. The Card Security Code has become the initial verificatio...
10 September 2021 /payments /regulation Dynamic Card Security Code, CNP & eCommerce Forum
Sean Salloux CEO at Sentinel Digital
Digital banking platforms are stepping in and filling the gap as they provide millions of unbanked people with access to financial services. As digital financial services develop, banks and non-banks have the prospect of reaching millions of new customers among previously excluded and underserved populations. Digital financial channels are growing ...
08 September 2021 /payments /crypto Fintech
Yuliya Barabash Managing Partner at SBSB Fintech Lawyers
I must admit that many countries are looking to become Fintech innovators since investments in the industry are impressive, and everyone wants to get their “piece of the pie”. However, the leadership still belongs to the ones who spotted the Klondike first: USA, Great Britain, Singapore, Lithuania and Switzerland. And all of them lead in the payme...
06 September 2021 /payments /markets Banking Strategy, Digital and Transformation
Akhil Rao Director at Nth Exception
As a common business language for the financial marketplace, ISO 20022 is firmly positioned as a unifier for new and contrasting FinTech innovations, such as Distributed Ledger Technology (DLT), Smart Contract (SC), and Application Programming Interfaces (APIs). Considered the de facto, universal business language for financial industry initiative...
06 September 2021 /payments /retail The Payments Business
Major transformations in payments and settlements have occurred in generations. The first generation was paper-based. Delivery times for payment instruments took several days domestically and weeks internationally. The second generation involved computerization with batch processing. Links between payment systems were made through manual or file-b...
06 September 2021 /payments Payments strategies 2015-2020-2030
Kristian Gjerding Chief Executive Officer at CellPoint Digital
The shift to ecommerce has changed the game for modern retailers, leading many to shift their attentions online and start to plan for international growth. To do so effectively, however, retailers need to optimise their payments ecosystems now to put in place the right framework for expansion in the future. In a digital-first world where consumers...
06 September 2021 /payments /retail Fintech
Christoffer Hernæs Advisor and investor at Hernæs Consulting
It has been a decade since I first embarked on my journey down the payments rabbit hole. Since then, the predicted disruption of payments as we know it has proven to be more of an evolution than a revolution. With that in mind, even though there have been massive shifts in the payments space, the most exciting times are yet to come. Here are seve
Retired Member
Recently, Samsung- one of the world’s biggest chip manufacturers, announced that it might have to skip the launch of its latest Galaxy Note smartphone. Apple too was faced with similar challenges in the production of MacBooks and iPads, and Sony’s PlayStation 5 is expected to remain in short supply for a few coming months. Major names in the autom...
03 September 2021 /payments
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