Dynamic Card Security Code, CNP & eCommerce Forum

Everything related to Dynamic Card Security Code, CNP and eCommerce

Cyril Lalo CEO at ellipse Inc.

The rise of the Card Security Code

From remote transaction outlier to most vital card data Over the past 20 years, Card Security Codes (also known as CVC2, CVV2) usage has greatly expanded from confirming genuine cardholders to securing eCommerce transactions, eWallet enrollments, and profile management, to name just a few. The Card Security Code has become the initial verificatio...

10 September 2021 /payments /regulation

Cyril Lalo CEO at ellipse Inc.

Now we know: CVVs & CVCs ARE COMPROMISED AT THE CARD LEVEL!

Although 2021 is just over three months old, we are getting data about payment card fraud in 2020 and it suggests some interesting trends. For example, the number of credit cards for sale on the dark web increased to 45 million in the second half of last year. Given the increase in eCommerce during the pandemic, one would intuitively expect gre

06 April 2021 /payments /crime

Mustafa Aktaş Product Management Payment Systems Platform Vice P at BKM

10 Key Acceptance Considerations For New Entrants In Online Payments Area 'Turkish Market Case'

Payments are a critical aspect of any business. It is needless to say that one of the most important features or services that a payment scheme must offer to a cardholder is acceptance. All other features can be available if there is acceptance and if a transaction takes place successfully. Especially in the e-commerce environment there are a numb...

31 January 2021 /payments /retail

Cyril Lalo CEO at ellipse Inc.

Maximize PSD2’s SCA Exemptions

Risk of over €100 billion in lost sales (1) Surge of CNP fraud in other regions of the world without SCA Focus on qualifying transactions within exemption categories Since 2015 Merchants and payment card Issuers have been grappling with the impact of proposed new regulations from the European Banking Authority (“EBA”). The latest release of regu

22 December 2020 /payments /regulation

Cyril Lalo CEO at ellipse Inc.

Have Neobanks lost their DNA?

One of the more interesting developments in the consumer retail banking sector in recent years has been the emergence of the “Fintech” banks, also known as Neobanks (“Neobanks”). These banks operate virtually, avoiding the costs of a brick and mortar branch network. They appeal to a younger demographic by offering a transparent, seamless banking

16 December 2020 /security /payments