Join the Community

21,836
Expert opinions
43,992
Total members
449
New members (last 30 days)
210
New opinions (last 30 days)
28,636
Total comments

Latest expert opinions

clear
clear

842 Results from /inclusion

Donica Venter

Donica Venter Marketing coordinator at Traderoot

How Fintech Innovation is Driving Financial Inclusion (and Disrupting Established Markets)

Most of us take our daily access to financial services for granted. Imagine living without access to a bank account, a loan or an investment product. That’s the reality for 1.7 billion people throughout the world. According to a study by the British research platform Merchant Machine, Morocco, Vietnam, Egypt, the Philippines and Mexico are the top...

/payments /inclusion Financial Inclusion

Salil Ravindran

Salil Ravindran VP, Strategy & Growth at Open Financial Technologies

The Need to Reboot Small Business Lending in the United Kingdom

Small and medium enterprises (SMEs) in the United Kingdom are undergoing a period of resurgence after the impact of Brexit and the COVID-19 pandemic. According to the Barclays SME Barometer, in Q2 2022, UK SMEs reported an 11.4% increase in revenues compared to the same period in 2021. At the same time, the segment has been undergoing a systemic t...

/wholesale /inclusion

Carla Venter

Carla Venter Head of Investments at aperture.co

The $20 Trillion Payments Market

The global digital payments market is estimated to reach $20 Trillion by 2026, growing at 24% per year. To put that into perspective, it’s bigger than the global telecommunication and automobile manufacturing industries. The drivers fuelling the growth of payments include the high penetration of the internet and smartphones combined with consumer...

/payments /inclusion Finextra site news

Retired Member

Retired Member 

What if FinTech Product Management Started by Saying Yes?

The first principle you learn as a Product Manager is a simple one: how to say no. Steve Jobs famously said “I’m actually as proud of the things we haven’t done as the things we have done. Innovation is saying no to 1,000 things.” Building great products, the lesson goes, demands focus. And focus is about saying no – not only to the bad ideas, but...

/startups /inclusion Embedded Finance

Claus Christensen

Claus Christensen CEO at Know Your Customer

How RegTech Powers SME Financial Inclusion in Southeast Asia

It is no exaggeration that SMEs are the backbone of the economy. According to the World Bank, SMEs represent about 90% of businesses and over 50% of employment worldwide. In Southeast Asia specifically, SMEs account for up to 99% of all companies. However, many small and micro businesses still struggle to access the financial products that cou...

/regulation /inclusion Financial Inclusion

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Financial Wellbeing: Helping Customers Manage Their Money Better

The temptation to spend is always with us, but for some people the compulsion to consume is overwhelming. Financial discipline takes practice; our tendencies to spend or save are habitual and form a predictable pattern. However, with the right approach, even long-standing bad habits can be changed for the better. This blog explores how banks can ap...

/retail /inclusion Consumer Financial Health

Ali Hamriti

Ali Hamriti Co-Founder and CEO at Rollee

Financial services are not set up to cope with rising independent workers

The pandemic caused an undoubtable and significant shift in the way people work and earn a living. The number of people identifying as ‘independent workers’ increased by over a third as the importance of balance and flexibility at work gained priority, and people realised they could earn an income from home amidst changing circumstances. But even ...

/startups /inclusion Financial Inclusion

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Banking on Branches in the Digital and Fintech Age

The advent of the fintech & digital age has had an adverse impact on both perception and reality of having physical bank branches. We have seen largely in developed nations, that a large number of physical Branches are being closed. However, on the contrary, in countries like India the number of physical bank branches is increasing. This can b...

/retail /inclusion Banking Strategy, Digital and Transformation

Jaroslav Ton

Jaroslav Ton CEO at 4Trans

Fintech can play a critical role in saving Europe’s SMEs from an inflation crisis

Inflation is at rates not seen since in many countries since the 70s. It’s likely to get worse and much of the globe will experience a significant recession over the next 18 months. The situation in Europe is particularly grim with rising energy prices pushing a lot of people and businesses to the brink. It may be hard to remember - but these prob...

/payments /inclusion Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Bring order to the Fintech chaos

The word "Fintech" has become such a hype and such a widely used term, that it can actually mean anything today. Therefore when people ask for trends in the Fintech industry, this becomes harder and harder to answer, as anything even remotely associated with financial services can be linked to Fintech. Additionally traditional financial ...

/inclusion /markets Fintech World

Now Hiring