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842 Results from /inclusion

Retired Member

Retired Member 

How Neobanks are reshaping the Gig Economy

The Covid-19 pandemic has profoundly impacted the economy and placed gig and hourly wage workers at disproportionate risks. They are under a microscope and in the spotlight. This is because the job loss and financial insecurity during the pandemic have pushed people to seek new or additional sources of income. And this large influx of gig workers ...

/retail /inclusion Banking Strategy, Digital and Transformation

Arijit Goswami

Arijit Goswami Innovation Manager at Capgemini

Why India’s CBDC may struggle to find adoption?

India recently launched the digital version of its domestic currency, thereby embarking on its journey with Central Bank Digital Currency (CBDC). The “Digital Rupee” or “e-Rupee” had been made available for retail and wholesale use in December 2022 with hopes of adoption among the masses. However, the past two months have sufficiently proven that ...

/inclusion /crypto Cryptocurrency Insights

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Sarafu: crypto currency for rural communities

Recently I read a very interesting and stimulating article in a Dutch newspaper. It was about the Community Currency named Sarafu that is used in Kenya’s rural communities thereby trying to solve the issue of proper circulation of finances. The Sarafu Network, is a so-called Community Inclusion Currency or CIC, yet only a few outside the country ...

/inclusion /crypto Blockchain Observations

Ali Hamriti

Ali Hamriti Co-Founder and CEO at Rollee

Gig Workers Denied Equal Opportunity to Financial Services - A Cue for Change

Gig workers are a rapidly growing population, and this growth has been amplified with the cost-of-living crisis which has forced 5.2m workers to take on extra jobs. From delivering takeout in the evenings, providing a taxi service or freelancing, this group of employees are combating the stresses of the cost-of-living crisis with additional work. ...

/inclusion /markets Financial Inclusion

Retired Member

Retired Member 

Digital Data - An enabler for Digital SME Lending

The buzz around SME or MSME Lending has been around for quite some time. For the uninitiated, MSME is Micro, Small & Medium Enterprises. To give you a perspective, Government of India defines enterprises with revenue not exceeding Rs.5cr as micro, those between Rs.5cr to Rs75cr as small and Rs 75cr to 250cr as medium sized businesses. Major co...

/wholesale /inclusion Small Business Lending Innovation

Steven Hatton

Steven Hatton Co-founder & Director at Trusek Ltd

What is a multi-currency account?

An account that will let you accept, store and send funds in multiple currencies with the ability to exchange between currencies. But there are different ways this can be achieved. 1. Multiple single currency accounts accessed through one portal. This may give you a single interface in which you can manage multiple currencies, with sepa...

/payments /inclusion Banking

Abe Karar

Abe Karar Chief Product & Innovation Officer at Fintech Galaxy

Open Banking and Open Finance Use Cases: Building Blocks of a Robust Open Financial Ecosystem

The financial landscape is constantly transforming, verging the modern world closer to a digitally dominated future. SMEs, being the economy boosters, choose the approach to strive and develop in this new digital realm. The World Bank reports that SMEs represent 90% of businesses and more than 50% of employment worldwide. In the wake of a post-Cov...

/payments /inclusion Online Banking

James Lynn

James Lynn Co-Founder at Currensea

Open banking is vital to combat the rising cost of living – how can we improve consumer trust in it?

We all know dealing with the evolving cost of living crisis is going to require a coordinated effort across government, business and local communities. The fintech industry also has a vital role to play if support is going to effectively reach households of all incomes. We recently held our first Fintech for Good roundtable inviting some of the UK...

/payments /inclusion Open Banking

Satinder Lala

Satinder Lala Director of Marketing at Capium

Is AI really the future of accountancy?

Is AI really the future of accountancy? Artificial intelligence (AI) has been subject to a great deal of both hype and scepticism throughout its history. It’s a technology that sparks most people’s imagination – or fear – by calling to mind futuristic, sci-fi concepts. In the accounting industry, an ongoing debate surrounds AI’s ability to carr...

/inclusion /predictions Trends in Financial Services

Nick Mothershaw

Nick Mothershaw Chief Identity Strategist at Open Identity Exchange (OIX)

Misconceptions that are slowing digital ID progress in banking and financial services

For banking and financial services across the globe that embrace digital ID, the benefits will be vast. The digital ID ecosystem to enable this now exists and is rapidly expanding. Offerings are emerging around the globe that allow financial services firms to access digital IDs from a range of suppliers – spearheaded in the UK, for example, by tra...

/inclusion /identity Digital Identity Management

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