Join the Community

21,836
Expert opinions
43,992
Total members
449
New members (last 30 days)
210
New opinions (last 30 days)
28,636
Total comments

Latest expert opinions

clear
clear

842 Results from /inclusion

Maysam Rizvi

Maysam Rizvi CEO at Elifinty

The dark side of fintech: BNPL’s negative impact on financial well being

The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. Buy Now Pay Later (BNPL) is a case in point. This alternative source of payment method, which enables consumers to break up purchases into manageable i...

/startups /inclusion BNPL

Kathy Stares

Kathy Stares EVP North America at Provenir

Making Good on the Promise of Open Banking Requires Technology and Solid Execution

Open banking is here and is showing no signs of slowing down. According to a recent Finastra survey, 56 percent of US financial institutions (FIs) surveyed regard open finance as a “must have”, up from 45% in 2021. Globally, the open banking market is expected to grow to $43 billion by 2026 from its value of $7 billion in 2018. Open banking is th...

/retail /inclusion Open Banking

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Our sacred mission

Our sacred trust infrastructure mission the incoming autumn will be to: 1. Make it crystal clear to all organisations (especially the in the public and SMEsectors) and most citizens how immensely services at home and at work, productivity, risk management, privacy and the EU single market can be enhanced when all parties (and many things) will ge...

/inclusion /identity Innovation in Financial Services

David Hensley

David Hensley Founder at Enryo Limited

The negative impact of decline

The decline of cash access in communities is a growing problem, with a disproportionate impact on rural and deprived areas. This is due to a number of factors, including the increasing digitization of payments, the closure of bank branches, and the withdrawal of ATMs. The move to digital payments has been driven by a number of factors, including t...

/people /inclusion Imagine a world without cash

Raja Creditmantri@123

Raja Creditmantri@123 Business Analyst at Creditmantri

Tips to Improve Your Credit Score

Your credit score holds the key to unlocking financial opportunities and stability. Whether you are aiming to secure a loan, obtain a credit card, or improve your overall financial standing, a good credit score is essential. In this comprehensive guide, we will explore valuable tips and strategies specifically tailored for Indians looking to imp

/inclusion

Retired Member

Retired Member 

Cryptocurrencies – Not just a new Asset Class but the Democratisation of Banking

Living and working in a developed economy, it is easy to view crypto as simply a new and interesting alternative investment class – a useful way to diversify a portfolio or earn yield. Crypto is yet another menu item on the abundant and sophisticated investment smorgasbord, competing for allocation. What we lose sight of is the grand vision of cry...

/inclusion /crypto Cryptocurrency Insights

Bulent Dal

Bulent Dal Global Director of Strategic Accounts at Paymentology

Banking For All: How Telcos Can Deliver Financial Services to the Masses

The pervasive use of smartphones today has revolutionised the way individuals communicate, interact, and carry out transactions. Advances in connectivity have also led to expectations of superior internet, text and voice services among telco customers. Consequently, mobile network operators (MNOs) face the challenge of preserving profitability as ...

/payments /inclusion Fintech innovation and startups

David Hensley

David Hensley Founder at Enryo Limited

The challenges with implementing a cashless society

The move towards a cashless society is gaining momentum around the world. Governments, businesses, and consumers are all seeing the benefits of a digital payments system, such as increased efficiency, security, and convenience. However, there are also some challenges that need to be addressed before a cashless society could be fully realised. One ...

/payments /inclusion Imagine a world without cash

Nick Mothershaw

Nick Mothershaw Chief Identity Strategist at Open Identity Exchange (OIX)

The power of mobile telco data in the digital ID proofing process

Our research last year revealed that at least six million people in the UK are ‘ID Challenged’. This means that they struggle to prove who they are in order to access the products and services they are entitled to – in both the private and public sectors. Digital ID is rapidly being rolled out by all sectors as the primary way to access those serv...

/inclusion /identity Digital Identity Management

David Hensley

David Hensley Founder at Enryo Limited

The impact of a cashless society on our economy

A cashless society is one in which most or all transactions are conducted electronically, with little or no use of physical cash. This trend is already underway in many countries around the world, and it is likely to continue in the years to come. There are a number of potential benefits to a cashless society. For one, it could help to reduce crim...

/payments /inclusion Imagine a world without cash

Now Hiring