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872 Results from /inclusion

Esteban Lopez

Esteban Lopez Global Industry Director FinTech at Kantox

Scaling New Heights: How Latin American Fintechs are Pioneering Global Financial Innovation

It is no secret that Fintech is booming across Latin America. The three largest economies —Brazil, Mexico and Argentina—, boast of extremely innovative players in a wide range of activities, including neobanks, loan originators, prepaid card providers, ecommerce fulfilment services and others. The dynamic economies of Colombia, Peru, Chile and Urug...

/inclusion /markets Fintech

Janine Grainger

Janine Grainger CEO at Easy Crypto

“Crypto is for everyone…” - but is it really?

We intrinsically know that crypto investment and participation should be for everyone, but just how realistic is this? Crypto has been positioned as a groundbreaking financial innovation, promising financial inclusion and empowerment. Its adoption, however, remains uneven, with some significant barriers limiting access for many. This post explor...

/inclusion /crypto

Maysam Rizvi

Maysam Rizvi CEO at Elifinty

How Fintech is Helping Consumers with Rising Rates and Financial Challenges

In recent years, there has been a continual rise in base rates, which began in December 2021 and is expected to continue into 2024. At first glance, these increases appear as calculated policy decisions designed to slow down demand for goods by increasing the cost of borrowing whilst incentivising people to save. However, in the real world, these...

/payments /inclusion Banking Regulations

David Hensley

David Hensley Founder at Enryo Limited

The role of digital wallets in promoting financial inclusion

Financial inclusion is the ability of individuals and businesses to access affordable and appropriate financial services. It is essential for economic development and poverty reduction. However, billions of people around the world remain unbanked or underbanked, meaning they do not have access to formal financial services. Digital wallets are a ty...

/payments /inclusion Imagine a world without cash

Michele Tucci

Michele Tucci MD Americas, Chief Strategy Officer at Credolab

Banks must connect with Gen Z — before it's too late

Gen Z distrusts banks. Many in the under-26 age bracket blame banks for the current economic woes of the world. In their eyes, "too big to fail" means the fat cats always win, at the expense of the young and excluded. Many don’t see why banks even need to exist. In their eyes, decentralized finance based on blockchain-enabled P2P platfo...

/retail /inclusion BANKING banking on BIGDATA

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

Use cases For Closed-Loop Wallets

1. Close-loop wallet for merchants - An exclusive digital payment system for transactions within a specified ecosystem, such as a specific brand, store, or service provider, is referred to as a closed-loop wallet for retailers. Users can add money to their wallets or link their payment methods to them, which enables them to make purchases easily i...

/inclusion Fintech World

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What Is A White Label Payment Gateway?

A white-label payment gateway is a payment processing service that is rebranded by a company under its brand name.This enables companies to provide clients with online payment processing services without having to build the payment infrastructure from scratch. Instead, businesses can use the technology and services of a well-known provider of payme...

/inclusion Finextra site news

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What Is A Closed-Loop Wallet?

An ecosystem-specific digital payment system called a "closed-loop wallet" enables consumers to make purchases solely from one brand, retailer, or service provider. Users can add money to their wallets or link their credit or debit cards, which allows them to make purchases quickly and easily within the closed-loop system whether they ar...

/inclusion Finextra site news

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The UPI Phenomenon: From Zero to 10 Billion

If there is one Indian innovation that has grabbed global headlines, it is undoubtedly the instant payment system UPI (Unified Payments Interface). In August 2023, monthly UPI transactions exceeded an astounding 10 billion, marking a remarkable milestone for India’s payments ecosystem. No wonder that UPI has not only revolutionized transactions in...

/payments /inclusion The Payments Business

David Hensley

David Hensley Founder at Enryo Limited

Are satellites payments the future for improved financial inclusion?

As payments become increasingly cashless we inevitably become more reliant on technology. This highlights the challenge that we need the ability to make cash-like payments offline without access to the internet. Many commentators see this as the holy grail of digital payments. The first satellite payment is generally believed to have been made in...

/payments /inclusion Imagine a world without cash

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