Join the Community

21,907
Expert opinions
43,936
Total members
438
New members (last 30 days)
179
New opinions (last 30 days)
28,651
Total comments

Latest expert opinions

clear
clear

1068 Results from 2020

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Central bank digital currencies: towards a global approach

In one of my earlier blogs, I mentioned that Facebook’s efforts to launch its Libra cryptocurrency triggered intense debates over who would control money in the future. It has also forced Central Banks to think about and explore their own digital currency. According to recent research, at least 18 central banks are currently developing digital curr...

Blockchain Observations

Niall Twomey

Niall Twomey Chief Technical Officer at Fenergo

KYC Utilities: The Second Coming, Learning from Past Failures

In the previous blog, I examined the current compliance challenge and how e-KYC utilities can solve the age-old challenges of collection, validation and processing of customer data and documentation. In this blog, I look at the KYC utility models of the past and the three key learnings we can take from these experiments for the second coming of e-...

/regulation Financial Transformation

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

The new age of Fintech - What you need to know about data aggregators

Earlier last month, news feeds were abuzz about a major acquisition within the financial industry, when Visa purchased fintech startup - Plaid, for a substantial sum of $5.3 billion. Although major news, for the majority of the readers this was the first time they have heard about Plaid, raising the questions of how could this company that many ha...

/inclusion Fintech

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Creating Digital Financial Services with the Problem-Solution Cycle

We are living in a very competitive age. There are all kinds of digital financial services to choose from, and plenty of new ones enter the market every year. Customers are overwhelmed with the choices, and their expectations are constantly rising. For many entrepreneurs, this turns out to be a dead end, leading their businesses to bankruptcy. Mea...

/retail Digital Banking Trends

Joshua Frith

Joshua Frith Managing Director at The Dubs

Finance content marketing trends to watch in 2020

2019 brought us the rise of podcasts, micro-influencers and personalisation. In 2020, they’re here to stay — and several new finance content marketing trends will join them. Many are global, but some will impact your local market more than others, so keep an eye on your neighbours. Here’s what to expect from finance content marketing in Australia,...

Marketing in Financial Services

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Financial inclusion - A word with many meanings

In recent years, the usage of the term "Financial Inclusion" has risen exponentially. As with any buzzword, it is used and misused by many companies to boost their corporate image and get support from different governments (e.g. subsidies). As with so many buzzwords, the term has become so much overloaded, that it now encompasses a wide ...

/sustainable /inclusion Financial Inclusion

Shirish Netke

Shirish Netke President at Amberoon

US Treasury's Strategy 2020 - A Risk-based Approach to AML

Last week, the US Department of Treasury published its 2020 Strategy document that "employs a whole-of-government approach to guide the public and private sectors in addressing 21st century illicit finance challenges." The report highlights the risk-based approach as central to the 2020 Strategy. The report classifies vulnerabilities a...

/ai /crime Banking Regulations

Keith Stonell

Keith Stonell Managing Director, EMEA at Guidewire

Let’s get this gig on the road

The “gig economy” is growing rapidly. Technology acceleration has enabled businesses like Deliveroo to pioneer its working model in the UK. The increasing number of contractor jobs has risen from 1.3 million in 2018 to 4.7 million and it seems that more industries are shifting to an ad hoc basis when it comes to employing staff. For insurers, this...

/inclusion Innovation in Financial Services

Boris Huard

Boris Huard 

Four factors businesses need to consider when it comes to automation and decisioning

As we enter a new decade, many financial providers plan to harness the power of automation and invest in advanced analytics such as Machine Learning and Artificial Intelligence to help transform their processes. With this transformation, many are currently investing in major projects to bring together disparate data sources together into one cohere...

/ai

Barley Laing

Barley Laing UK Managing Director at Melissa

Why retrospective ID investigation is critical for 5AMLD compliance

Time pressure and cost are two big issues faced by those in financial services as they seek to ensure compliance with a proliferation of new know your customer (KYC) and anti-money laundering (AML) regulations. One of those that recently became law is the Fifth Anti-Money Laundering Directive (5AMLD), with its focus on strengthening transparency ru...

/regulation Digital Identity Management

Now Hiring