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1068 Results from 2020

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

Stable Coins and Monetary Policy: towards more instability?

In response to a call last year October by the G20 to examine regulatory issues raised by so-called global stable coin arrangements and to advise on multilateral responses ‘as appropriate’, the Financial Stability Board (FSB) recently published ten high-level recommendations for consultation for effective regulatory and supervisory treatment of st...

/regulation /crypto Blockchain Observations

Chris Jones

Chris Jones Managing Director at PSE Consulting

Acquirer Top Tips for SMBs to Keep Trading in a Covid-19 Lockdown

UK acquirers recognise their smaller business customers are facing an unprecedented set of challenges. “Whether you’re a business that has relied on face-to-face shops and you want help setting up a website, or you’re looking for advice on how to keep your business and its customers safe from fraudsters, we are here and ready to help,” commented R...

/payments /covid-19

Steve Wilcockson

Steve Wilcockson Product Marketing at Quantexa

Data Science And Machine Learning. With Java?

In this blog, I outline briefly: - Common Applications of Data Science - Definitions: Machine learning, deep learning, data engineering and data science - Why Java for data science workflows, for both production and research. Common Applications of Data Science The blogosphere is full of descriptions about how data science and “AI’ i...

Artificial Intelligence and Financial Services

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

Living a debt-free life - Utopia or realistic aspiration?

Recent surveys indicate that the biggest aspiration of millennials today is not to buy a house or to get married, but to become debt-free (e.g. Business Insider, New York Life, ...). In the US and UK, many young adults are struggling with enormous student loans, but even in countries where studying is cheaper similar echoes are heard. Millennials ...

/retail Innovation in Financial Services

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

7 Cybercrime predictions for a global virus outbreak

If I had to pick one community that is definitely going to thrive during a global virus outbreak, it's online fraudsters. Check out these seven predictions about incoming cyber crime... An unprecedented global virus outbreak is just what the cyberfraudster ordered. Confusion, chaos, and abrupt changes in digital user behavior can help the sharp-min...

/payments /crime Online Banking

Retired Member

Retired Member 

How will subscriptions challenge traditional consumer loans?

Let us begin with the current state. The consumer credit industry is flourishing, with a variety of players such as banks, niche banks, and sales financing companies ("buy now pay later") growing, this applies to both the absolute number of loans given and the average size of these loans. In a report from the Swedish FSA, unsecured cons...

/retail /covid-19 Behavioral Economics in Banking

Anne Plested

Anne Plested Regulation at ION Markets

Wider adoption of MMT encouraged

The Securities and Markets Stakeholder Group (SMSG) recently advised ESMA to promote wider adoption of the Market Model Typology (MMT) post-trade data standards. The SMSG, which facilitates consultation between ESMA, its Board of Supervisors, and stakeholders, is encouraging a wider use of MMT to address MiFIR transparency. The MMT initiative is ...

/regulation /markets MiFID

Tom Blacksell

Tom Blacksell Managing Director B2B at Experian

Four factors retailers should consider during the Covid-19 pandemic

The long-term economic consequences of the Covid-19 pandemic are still unknown. With large portions of the global economy still shutdown, there is no certainty about when – and how – the economy will recover. The retail sector is no exception. Retail accounts for 5.3% of the UK’s GVA (Gross Value Added), contributing high proportions to the economy...

/covid-19 Digital Sales

Retired Member

Retired Member 

FinTech bosses must seize this opportunity

Fintech companies have historically been some of the best positioned to corner niche markets, but the unexpected upside to the current crisis means that almost every industry now has a need for their services. The adjustment to a largely digital way of living has been difficult for some, especially businesses that rely on largely analogue ways of ...

Kevin Day

Kevin Day CEO at HPD Software

Innovation in supply chain finance is vital during COVID-19

The impact of COVID-19 on our inter-connected economies and businesses has been significant, putting supply chains around the world under unprecedented pressure and severely disrupting global trade. Urgent support is being introduced around the world, and with banks and other lenders looking for ways to help, the importance of their trade finance o...

/payments /covid-19 Fintech

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