1026 Results from 2017
Retired Member
For quite some time now, millennials have been the primary target market for a vast majority of industries. Everything they do – every website they visit, purchase they make, and even their location throughout the day – is analysed by numerous businesses, ensuring that they are showcasing the right products to them at the right time, desperate to ...
08 August 2017 /payments
Sadra Boutorabi Product Marketing Director at GPayments
The online payments landscape is one of the fastest growing industries in the world. Global retail eCommerce transaction volumes for products and services reached US$1.9 trillion in 2016 and are estimated to grow to over US$4 trillion by 2020. With such large volumes and the constant evolution of the digital payments sphere, security is naturally t...
08 August 2017 /security Innovation in Financial Services
Paul Miserez Standards Department at SWIFT
At the occasion of the 2017 Standards Forum to be held at Sibos in Toronto, Canada from 16 to 19 October, I interviewed a number of SWIFT standards experts about the content of this year's programme. During the coming weeks, my posts will offer readers a sneak-preview of what people can expect to hear about in Toronto. In this first post, I inter...
07 August 2017 /sibos Standards Forum
I have heard many commentators state that the millennial investor is a rare breed. They are too focused on the here and now to worry about investing to grow their wealth for the future. Five years ago I could understand this view point but the tide has now significantly changed. This is driven by two key factors as far as I can see it: The older ...
07 August 2017 /inclusion Trends in Financial Services
Keith Stonell Managing Director, EMEA at Guidewire
Next year is the fortieth anniversary of when Lloyd’s decided to make a dramatic, concrete and steel statement about its past and future. 1978 was the year work started on Richard Rogers’ Lloyd’s Building. This striking building encased iconic elements of the old market, like the Lutine Bell and the Committee Room, within brash post-modern archite...
07 August 2017 Innovation in Financial Services
Liquidity is defined as having the availability of a product or market to a large sustainable audience. This is not the exact definition, but it's relevant for this discussion. Like almost any successful product in the world, the availability of a product in multiple scenarios is crucial to its success. In the case of my company, it's defined by ...
06 August 2017 /payments
The revised EU Payment Services Directive (PSD2) has been a focal point for the financial services industry over the last couple of years and its adoption is set to revolutionise the payment ecosystem in Europe. New entrants, innovative technologies and increased regulation are already posing major challenges to traditional banks as they need to d...
05 August 2017 /payments
PSD2 is currently the hot topic in the payments industry in Europe. One of the main changes is the creation of new payment actors: Third Party Providers (TPP). We will witness several non-banking entities enter the payments space as TPPs, for example social media platforms and other Fintechs. In a digital world where about 50% of buying decisions...
05 August 2017 /payments /regulation
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
Perhaps it is time to change the way we look at regulations in context to Knowledge Management. The primary benefit of regulations is to protect the interests of individuals, organisations, society and the economy. Let’s start from the perspective that imperfection is the norm and at least 80% of regulations are aligned to generate benefits for ...
05 August 2017 /ai /regulation Fintech innovation and startups
Following the US and UK models, RBI is all set to jump on the bandwagon of regulating the P2P space with strict guidelines. The norms being finalised are expected to release in a few weeks, how are the peer-to-peer (P2P) lending platforms faring? What is their stance on this? Will the stringent norms curb the innovation? Instead of speculating we...
05 August 2017 /regulation /startups Fintech
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