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On 18th October 2018 Pay.uk - the re-branded New Payment System Operator - held a launch event and distributed brochures about their new service called Confirmation of Payee, or CoP. We have previousl...
Providing physical documentation such as your Passport or Birth Certificate to prove your identity is currently the biggest issue government services are facing in their attempt to digitally transform...
Past Software to help people manage their money has been around almost as long as PC’s. Intuit was one of the first to provide such a solution and was founded in 1983, with Microsoft following 8 years...
The latest stats by the ONS have shown that 3 in 10 Brits don’t use online banking services, with many more choosing a mix of on- and offline banking. We need to make sure that their voices are heard....
With all the acronyms in the digital world, let’s talk about one more: VUCA. The term itself is not new, but it describes the challenges businesses are facing today. Volatility, Uncertainty, Complex
The payments ecosystem has evolved significantly over recent years. The rise of mobile and in-app purchases, same-day delivery and subscription options has created an impersonal and disconnected relat...
When I was going to Iceland I thought there would be nothing much to say about payment habits in this country. Bank cards all around — contactless, easy, convenient, universal, boring. No cash needed...
After the 2008 crisis, financial institutions faced a mountain of new regulations and related challenges around data collection, monitoring and reporting. Hundreds of Regulatory Technology (RegTech) s...
Digital overdrive is driving the ubiquitous plastic money out of users’ wallets. The change is not only rampant in developed economies but also in fast growing digital economies such as India and Chin...
Apple, Alibaba, Google and Tencent are all moving into payments. Alibaba is also moving into consumer loans and small business loans. How should banks react to the tech giants muscling into their indu...
Warren Buffett is a smart role model for many people, including me. Although closely monitoring his insights and steps did not help me to create a fraction of wealth he has; I still cannot deny the fa...
What if computers had eyes like us and they could understand what they saw? That is the bet behind AI-powered computer vision. While streaming video from a set of cameras to a computer is already deca...