Viacheslav Kostin CEO at WislaCode Solutions
If you read the headlines, you’d think artificial intelligence is the only story in fintech. Banks and fintechs alike feel pressured to showcase their AI credentials, even when the use cases are thin. But let’s be honest: AI is not the real hurdle. The biggest challenges in fintech innovation are far more structural and harder to solve. 1. The tra...
28 August 2025 /ai /predictions Artificial Intelligence and Financial Services
The user experience (UX) in banking applications is a critical factor in transforming everyday financial tasks into intuitive and satisfying experiences. By focusing on streamlined interfaces and customer-centric designs, these apps build lasting confidence and encourage regular use. Incorporating elements such as rapid QR-based transactions and i...
28 August 2025 /payments /retail Mobile Financial Services (MFS)
Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay
The MVP, or minimum viable product, is a critical milestone for any ambitious fintech startup. But if you ask 10 founders to define what an MVP is and what it should include, we just about guarantee you'll get 10, wildly different answers — some more accurate than others. At Advapay, we often find that these misconceptions are a key reason MVPs un...
28 August 2025 /payments /startups Fintech
Joseph Ibitola Head of Demand Generation at Flagright
Digital Payments Boom and New Fraud Threats: The EU’s retail payments market has grown massively, electronic payments in the EU reached €240 trillion in value in 2021 (up from €184 trillion in 2017). This surge, accelerated by COVID-19, brought new fintech players (e.g. open banking services) and more sophisticated fraud that undermines consumer
28 August 2025 /payments /regulation SEPA and European Payments
Leon Du Plessis Key Account Manager for MEA at The ai Corporation
The rapid ascent of electric vehicle (EV) adoption presents a pivotal juncture for fuel retailers and the broader energy sector. As concepts like the "forecourt of the future" and integrated food convenience gain traction, a primary concern for traditional fuel providers is the potential erosion of customer loyalty and revenue, particula...
27 August 2025 /payments /predictions Frictionless Payments
Konstantin Rabin Head of Marketing at Kontomatik
The Fintech sector is known for startups that incorporate innovative technologies into their service. Among the most significant innovations widely adopted by startups is, of course, the AI boom. 2025 is a year of AI-powered fintech startups that employ this powerful technology to accelerate innovation across lending, fraud detection, compliance, ...
27 August 2025 /ai /wealth
Katherine Chan CEO at Juice
I’ve always believed that strong businesses are built by strong teams. Yet even in 2025, the tech and fintech sectors are losing talent faster than they can replace it; a reality that’s costing the UK billions and holding back long-term growth. According to the UK Government’s latest tech diversity report, women make up just 21 percent of tech ro...
27 August 2025 /startups /inclusion Financial Inclusion
Paul Holt EMEA Group Vice President at Digicert
In the fast-evolving digital landscape, financial institutions face increasing complexity and risk in managing their public key infrastructure (PKI). With rising cyber threats and regulatory scrutiny, the need for a more agile, transparent, and secure cryptographic framework has never been greater. The ANSI X9 committee’s work to establish a sta
27 August 2025 /security /identity Digital Identity Management
Julia Streets CEO and Founder at Streets Consulting Ltd
August might signal a slowdown for some, but for me, it is a time to reflect on what's changing across the industry. Naturally, I’ve been giving the current investment and scale-up landscape a lot of thought. And I have had the privilege of spending a significant amount of time with industry leaders on the world’s largest stages and in the smalles...
27 August 2025
Priyanka Naik Fintech Professional
The history of financial technology is filled with bold startups that began by solving one sharp problem. They launched as neat applications, often sleek and consumer-friendly, promising a better and faster way to do financial transactions. Yet when you look at some of the fintech companies that lasted and thrived, their journeys share a striking ...
26 August 2025 /payments /predictions Fintech
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