120 Results
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In the current digital world, we are continuously digitally transacting with companies all over the world. Each transaction leaves a digital trace, allowing the company (in case of litigation) to prove you, as the user, have explicitly accepted the transaction. However, as you have probably noticed while surfing on the internet, confirming a trans...
24 February 2020 /security Digital Identity Management
In recent years, the usage of the term "Financial Inclusion" has risen exponentially. As with any buzzword, it is used and misused by many companies to boost their corporate image and get support from different governments (e.g. subsidies). As with so many buzzwords, the term has become so much overloaded, that it now encompasses a wide ...
10 February 2020 /sustainable /inclusion Financial Inclusion
Historically banks have been hesitant to adopt open source software (i.e. software where source code is shared and made freely available). With traditional vendors like IBM, TIBCO, Oracle… strongly positioned in this industry, the move to open source has been slow. In recent years, forced by a rapidly changing business, banks are transforming the...
27 January 2020 Innovation in Financial Services
A bit more than 3 months ago, I submitted the blog "PSD2 - 10 questions I would like to see a clear answer on" (https://www.linkedin.com/pulse/psd2-10-questions-i-would-like-see-clear-answer-joris-lochy/), raising 10 questions around PSD2, on which I was searching an answer on. Via different channels, I got requests of many people, that ...
16 January 2020 /payments SEPA and European Payments
Worldwide, the evolutions in technology are accelerating exponentially. Almost every day, new technologies are discovered, and new products are released. This trend will accelerate even more, as: People all over the world are becoming more educated, allowing more people to participate in the advancement of science and technology Companies realiz...
07 January 2020 Fintech
1. Introduction "Open" has recently become a new buzzword in the financial services industry, i.e. open data, open APIs, Open Banking, Open Insurance…, but what does this new buzzword really mean? "Open" refers to the capability of companies to expose their services to the outside world, so that external partners or even compet...
16 December 2019 Fintech
In March of this year, the World Wide Web celebrated its 30th anniversary. In these 30 years, there has been an exponential increase in the number of websites. Today there are over 1.5 billion websites on the world wide web. Although less than 200 million are active, these are still astronomical figures, which make it almost impossible for users t...
19 November 2019 /retail Customer Service 2015-2019-2025
Abstraction is a fundamental concept in software engineering. An abstraction is a simplified version of something technical (with unwanted details omitted), which allows to hide away complexity via a simpler "interface" and is the main tool of a software engineer to cope with the ever-increasing complexity. Normally every programmer/user...
06 November 2019 /devops Banking Architecture
1. The IoT hype We have all heard about the "Internet of Things" (IoT) as this revolutionary new technology, which will radically change our lives. But is it really such a revolution and will it really have an impact on the Financial Services Industry? To refresh our memory, the Internet of Things (IoT) refers to any object, which is able...
22 October 2019 Innovation in Financial Services
1. Introduction Microservices are the new hot trend in the application architecture landscape. Like SOA (Service Oriented Architecture) and cloud a few years ago, "microservices" is the buzzword used by marketeers to position their solution as cutting-edge technology. The concept of microservices is however not new. Leading technology co...
07 October 2019 /cloud /devops Banking Architecture
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