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Retired Member

Retired Member 

Okay! Leading with Cloud, now what?

Shall I fall back on the past cloud strategy? Focus only on the build and speed above all else? And the answer is… Holistic strategy for Operating Model Transformation for Journey to Cloud with future-proof strategy. Go forward… · Strategize for the build, migrate and modernize · Target diverse workloads based on the circle of custome

/wholesale /cloud BFSICloudMigration

Retired Member

Retired Member 

Why a big bang approach to digital transformation is the scenic route to failure

Time and again digital transformation initiatives fail. Research by McKinsey shows that 70 percent of complex, large-scale change programs don’t reach their stated goals. Some companies are now frightened to go down the route of digital transformation after their expensive ‘big bang approach’ didn’t work, despite a long and laborious process. But...

/payments /identity Fintech

Retired Member

Retired Member 

Lead with Cloud or Lead with data?

All roads WILL lead to digital transformation to create the BEST customer experience. Sitting around the table, we ponder whether we should lead with Cloud or Data while forgetting that we are all the actors in the end-user show. In today's challenging macroeconomic situation and regulatory requirements, Financial institutions have realized that en...

/cloud /predictions Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Revolutionizing Transactions: Exploring Real-Time Payments and Building Payment Gateways

Real-Time Payments Market The payment industry is evolving rapidly, and the future looks bright for businesses that can keep up with the changes. According to Fintech Futures, the real-time payment market is projected to grow to $86.89 billion by 2028. This growth will be driven by the implementation of new payment rails that enable faster, more e...

/payments /retail The Payments Business

Retired Member

Retired Member 

How Neobanks are reshaping the Gig Economy

The Covid-19 pandemic has profoundly impacted the economy and placed gig and hourly wage workers at disproportionate risks. They are under a microscope and in the spotlight. This is because the job loss and financial insecurity during the pandemic have pushed people to seek new or additional sources of income. And this large influx of gig workers ...

/retail /inclusion Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

3 trends changing the credit card customer experience forever

A new school of challenger brands is beginning to reshape the face of short-term lending. From Buy Now Pay Later (BNPL) to in-the-moment offers and instant credit activation through virtual cards, credit is getting more flexible and fast-paced. Not only does this put the power in customers' hands, but it also reshapes how they interact with credit ...

/retail /predictions Banking and Lending Solutions

Retired Member

Retired Member 

EU closes tracking dirty money

A judgment by the Court of Justice of the European Union (CJEU) may have turned back the clock on effective anti-money laundering capability. In a surprise announcement on the 22nd of November, the CJEU closed the doors on public access to company beneficial ownership registers. This decision is counter to the requirements of the EU's 5th EU Anti-...

/regulation /crime

Retired Member

Retired Member 

ChatGPT: A Potential Game Changer for Call Centres

While the sophistication of chatbot technology has been steadily increasing over the past decade, the release of Large Language Model-based ChatGPT is set to be the harbinger of the next wave of powerful, hyper-personalized and highly adaptable chatbots. Released last November, ChatGPT – Chat Generative Pre-Trained Transformer – has been trained by...

/predictions Fintech

Retired Member

Retired Member 

The future of cloud-native internal developer platforms. Will the cloud service providers create the

How close are we to the cloud service providers creating cloud-native internal developer platforms? To set the scene, let's begin with overarching cloud migration strategies. In this modern world of digital development, business transformation is in full swing, and even banks are moving their application estates to the cloud! If you are a CTO emb...

/cloud

Retired Member

Retired Member 

Unlocking Profit Potential: Key Factors to Consider When Developing P2P Payment Apps

The Rise of P2P Apps In today’s fast-paced, technology-oriented world, convenience is key. Peer-to-peer (P2P) payment apps offer users a simple and convenient way to transfer money to other users or pay for services. These apps have grown in popularity, with 84% of consumers saying they have used a P2P service. In the US, the most popular P2P app...

/payments /retail Banking Strategy, Digital and Transformation

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