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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

OpenAI versus ClosedAI

Snippets from ClosedAI – by Schumpeter in the Economist - followed byt ChatGPT's take on it: OpenAI to buy perhaps $10bn-worth of custom AI chips from Broadcom. Adding $200bn to Broadcom’s market value.. OpenAI revealed that Nvidia, Broadcom’s larger rival, would invest up to $100bn in it over several years while selling it graphics-processing un...

/ai /predictions Innovation in Financial Services

Dr Ritesh Jain

Dr Ritesh Jain Advisor at WorldBank

Programmable money: how we turn access into real, measurable inclusion

Programmability doesn’t replace access — it multiplies the value of access. That’s the simple but powerful idea behind India’s CD Token and similar initiatives: when money can carry rules, proofs and intent, we stop forcing people to fit into financial products and instead design products to fit people’s lives. Opening a bank account is necessary,...

/payments /inclusion Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

From Chaos to Trust

Many of us - especielly in older generations - experience today’s digital world as chaotic — and what’s coming next with accelerating speed - can feel downright mind-spinning. Many feel that they have lost their sense of control, constantly resetting passwords and struggling to remember how each service works. Every site, app, and platform seems ...

/inclusion /identity Innovation in Financial Services

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Digital Innovation Reshapes Local Business in California

California’s business landscape is changing rapidly as digital technology becomes an essential part of daily operations. From small family-owned shops to regional enterprises, local businesses are finding new ways to connect with customers, streamline services, and stay competitive in a world that is increasingly online. This shift brings both opp...

Akshar Prabhu Desai

Akshar Prabhu Desai Payments engineer at Google Inc.

Agentic AI in Finance : A Comprehensive Overview

Note: This article is reflects opinions of the author and not that of his employer. This article is also a distilled version of author's research paper published here. [PDF] Agentic AI techniques are autonomous systems that can make their decisions independently to work towards a specific goal in a dynamic environment. This article explores the e...

/ai

Franklin Manchester

Franklin Manchester Principal Global Insurance Strategic Advisor at SAS

The evolution of insurance: People, products and promises

In my last column, I wrote about the year so far in insurance, and how climate-related disasters and public policy have put the industry on a path toward crisis much faster than even dire predictions had forecast. But all is not lost yet. Insurers have an opportunity to position the industry for a brighter future – from finding real value in AI t...

/ai

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Understanding Central Bank Digital Currencies (CBDCs): A Guide to the Core Concerns

1. Introduction: What is a CBDC? A Central Bank Digital Currency (CBDC) is a digital currency issued directly by a country's central bank, such as the Federal Reserve in the United States or the European Central Bank. Unlike physical cash, which is anonymous, or commercial bank deposits, which are liabilities of private banks, a CBDC would be a di...

/payments /regulation

Vishal Rodage

Vishal Rodage Consulting Director at Tata Consultancy Services

Revolutionizing Investment Analysis with Generative AI

Introduction Quick, accurate and data-driven decision making is key in the ever-changing world of investment management. One of the crucial aspects of investment decision making process is analysis of funds where investment is being made, most often relying on the analysis of the fund factsheets and financial reports. This involves analyst reading...

/ai /wealth Artificial Intelligence

Wayne Slavin

Wayne Slavin CEO / Founder at Sure

The tide is turning: What ITC 2025 revealed about the future of embedded insurance

Last week at ITC 2025 in Las Vegas, something fundamental became clear: the pendulum is swinging in favor of digital insurance infrastructure, and the market knows it. The quality of conversations this year was noticeably different. What struck me most wasn't just the substance of individual meetings, but their composition. At previous ITCs, we spe...

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Cryptocurrency Exchange Software Development: A Strategic Investment for 2025

The cryptocurrency industry continues to evolve rapidly, presenting significant opportunities for businesses to enter the digital asset trading space. Developing a robust cryptocurrency exchange platform is a strategic move that can position your company at the forefront of this financial revolution. Understanding Cryptocurrency Exchange Software C...

/inclusion /crypto Cryptocurrency Insights

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