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Cian Fernando

Cian Fernando CEO at Aqua Global Solutions

2026 in Banking: Cross-Border Disruption and the Fight Against Fraud

From the rise of neobanks and stablecoin-based payments to the pressure of T+1 settlements and ISO 20022 compliance, 2026 will challenge banks to adapt or risk falling behind. Banks that move early and invest in more agile, interoperable systems will be far better positioned to meet these challenges while strengthening both customer trust and ...

/predictions

Nick Jones

Nick Jones CEO at Zumo

Unpacking the Bank of England’s proposed regime for stablecoins

It’s been a big year for stablecoins. The GENIUS Act has had a profound impact, with research from J.P. Morgan showing the US dollar-denominated stablecoin market, which makes up around 99% of the global stablecoin market, has grown rapidly to $225 billion. In the UK, we’re now finally seeing the regulatory movement that will ultimately help UK f...

/regulation /crypto

Shikko Nijland

Shikko Nijland CEO at INNOPAY Oliver Wyman

The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment

The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment Financial services has spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observ...

/ai /payments Artificial Intelligence and Financial Services

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

How a VPN Can Secure Startups’ Key Financial Activities Online?

Living in a more digital world day after day, online financial transactions have become common in daily life. Along with the convenience in digital banking, shopping, and investments, the chance of beginning cyber threats in forms such as hacking and data breaches grows. The term 'sensitive financial information' refers to any detail of a person...

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Stretching Your Money Further in the Digital Space

The digital world has created new opportunities for both convenience and spending. From streaming platforms to subscription boxes, online shopping to mobile gaming, almost every aspect of daily life now involves digital transactions. While this shift has made things easier for us, it has also introduced new financial pressures. For example, many p...

Chris Holmes

Chris Holmes Managing Director at PayTech Consulting

Are false declines costing you more than actual fraud?

False declines are legitimate debit and credit card transactions that are declined due to overly sensitive fraud detection methods and algorithms. This can be a big deal for merchants and banks alike. A recent JP Morgan Payments and Data Intelligence article reported that, while actual fraud loses represent an estimated 7% of the total cost of fr...

/payments

Anand Vaidya

Anand Vaidya Principal Solutions Consultant at Icon Solutions

Refresh, Don’t Rip: A Smarter Payments Transformation

Every bank today is navigating a relentless stream of new requirements: ISO 20022 adoption, 24x7 real‑time rails, open banking mandates, digital currency experiments, and the practical application of AI across risk and operations. These trends all point to a single strategic need, a consolidated, flexible payments infrastructure that can support an...

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Compliance to Controversy: The Global Rise of Debanking

In recent years, financial institutions have been making increasingly bold decisions about who they are willing to bank. The practice of debanking (closing or denying accounts based on perceived risk or unprofitability) has shifted from back-office policy rooms to the center of public, political, and legal debate. For example, the Nigel Farage–Co

/regulation /inclusion Financial Inclusion

Rohan Parikh

Rohan Parikh Rohan at Parikh

Private Equity Needs AI Advocates

PE firms have plenty of AI demos and pilots, all promising faster diligence and instant EBITDA lift. The problem is most of them fail when people try to use them in their actual daily work. In other words, when an investment team member applies AI and is up against messy data, tight deadlines, auditing requirements (i.e., the messy reality of how ...

/ai /startups Alternative Investments

Julia Streets

Julia Streets CEO and Founder at Streets Consulting Ltd

Diversity will get you to join a team, but inclusion will make you stay

I recently had the privilege of chairing the Women in Payments Dubai Symposium and listened to a fascinating discussion on the importance of male allyship in achieving gender parity. As a female founder and CEO working with start-ups, scale-ups, global organisations and industry trade bodies in the financial services sector, but also in my capacit...

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