Erica Andersen Marketing at smartR AI
The relentless march of artificial intelligence (AI) offers unprecedented opportunities for efficiency, innovation, and enhanced customer experiences within the financial services industry. However, the path to AI adoption is not paved with gold. It requires navigating a complex landscape where trust, agility, and speed must be carefully balanced
11 hours /ai /regulation Artificial Intelligence and Financial Services
Sam Boboev Founder at Fintech Wrap Up
Fintech in 2025 isn’t about flashy apps anymore. The era of cheap money and consumer buzz has given way to a focus on building the bedrock of financial services. As CB Insights warns, momentum has “shifted from the front end to the foundation” – think data plumbing, compliance robots, and payment rails – rather than another Curve or Revolut clone...
13 hours /ai /payments
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I have been wondering why AI-enthusiasts do not see the Trust Infrastructure as the precondition it must be for successful implementation. I had to ask ChatGPT. I like the respons (emphasis mine).. Do you? “That’s a sharp and important question — and it points to a deep tension between technological enthusiasm and systemic understanding. Let’s un...
25 October 2025 /ai /identity Innovation in Financial Services
Stanley Epstein Associate at Citadel Advantage Group
A few days ago, I published an article, “Understanding Central Bank Digital Currencies (CBDCs): A Guide to the Core Concerns”. To continue on this theme, I am now publishing a more detailed risk analysis, which I hope will help in the understanding of these concerns. 1. Introduction: Defining the "Digital Prison" Central Bank Digital C...
24 October 2025 /regulation Operational Risk Management
The stockmarket is not the economy, as the old investing cliché goes. Snippets from the Economist’s Free Exchange included here. “That is obvious enough to anyone paying attention in America this year.” President Donald Trump’s tariff fervour has dented growth - and yet the stockmarket has soared: up by nearly 15% so far this year… But does the st...
24 October 2025 /wealth /retail Transaction Banking
Nikunj Gundaniya Product manager at Digipay.guru
Nigeria is Africa’s biggest economy with over 220 million people, most of them young and tech-driven. Yet, about 36% of adults remain unbanked, which limits access to formal banking. And this gap presents a huge opportunity for banks and fintechs like you. But how can you bridge this gap, and with what? Well, here’s the answer. Prepaid cards bri...
24 October 2025 /payments /inclusion
Sanjay Barot Digital Marketing Strategist at Radixweb
For the past decade, global finance has shifted steadily toward sustainability commitments — yet the delivery of climate infrastructure remains far behind what transition pathways require. At boardroom level, the appetite for climate-aligned investment is clear. Pension funds, sovereign wealth funds, and institutional investors are all actively se...
24 October 2025 /inclusion Fintech
Travelling offers time to read — and Buttonwood’s Into Thin Air column in The Economist, reflecting on receivables risks and fraud - reminded me of questions I have asked for decades. It all started when I was a young banker listening to a Helsinki taxi owner complain that my bank offered him a more expensive car loan than the car dealer. As i
24 October 2025 /regulation /retail Financial Supply Chain
Ritesh Singhania CEO at Zango
Earlier this week, Technology Secretary Liz Kendall MP announced plans for an AI Growth Lab - an ambitious shift in how the UK approaches AI regulation. The initiative would create regulatory sandboxes where firms can test new AI products and services under real-world conditions, with certain rules temporarily relaxed under strict supervision. It...
24 October 2025 /ai /regulation Artificial Intelligence and Financial Services
Sanjib Kalita Chairman at Fintech Meetup
As we look toward 2026 and beyond, fintech is entering a new and defining phase in its growth. Funding is rebounding, with capital raised having reached $11 billion across almost 400 funding rounds in the second quarter of 2025. With the regulatory environment easing, banks are actively seeking innovation partners to help them modernize, compete,...
23 October 2025
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.