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Matt Gard

Matt Gard Vice President of Accounting at Intellistack (formerly Formstack)

Time to Leave the Stone Age: How Automation Has Changed Finance Forever

The finance industry has long struggled with outdated, manual processes that slow down operations and burden financial professionals with unnecessary administrative work. However, a revolution is underway: workflow automation. This shift is transforming the industry by streamlining processes, eliminating busy work, and improving the customer exper...

Farnam Rami

Farnam Rami Founder at DevPay Turkey

Reconceptualizing Financial Infrastructure for Sanctioned Markets

Introduction: Financial Exclusion as Infrastructure Failure In sanctioned economies, financial exclusion is not merely a political or regulatory phenomenon; it is fundamentally an infrastructural one. As global finance becomes increasingly digitized, the infrastructure supporting cross-border financial services — payments, settlements, identificat...

/startups

Perry Carpenter

Perry Carpenter Chief Human Risk Management Strategist at KnowBe4

Humans Aren’t the Weakest Link, But a Critical Security Layer

Faulting the end user camouflages a more profound reality: our defense-in-depth is not deep enough. Cybersecurity has long emphasized the importance of security awareness campaigns, yet unsafe behaviors persist. Consider this: you know speed limits exist, but you still choose whether to obey them. You draft a New Year’s resolution to hit the gym, w...

/security Information Security

Sebastian Fantini

Sebastian Fantini Product Director at EBANX

Why Latin American e-wallets are booming and what this reveals about the entire global tech industry

From the Industrial Revolution to artificial intelligence, from the telegraph to smartphones, the history of technology follows a familiar pattern: wealthy, developed countries produce; emerging markets consume. This logic, however, has been increasingly challenged, and the sector where this shift is advancing by leaps and bounds is digital payme...

/payments /inclusion Innovation in Financial Services

John Bertrand

John Bertrand MD at Tec 8 Limited

Stablecoin – Cross Border Payment Driver?!

Overview People like real time (RTP: instant) payments. Economies where instant payments are used grow a minimum of 1 to 3% per annum. Instant payments in 2024 totalled $26 billion and expected to grow 5x by 2029. Growth Initiative Economic growth is down to the velocity of money. If someone has just been paid then they can then pay someone else ...

/payments /crypto Banking Strategy, Digital and Transformation

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

How to Foster a Culture of Innovation Within Your Team

Introduction: Innovation is no longer a nice-to-have; it's the heartbeat of every successful fintech organization. Yet, fostering innovation isn’t just about investing in cutting-edge technology or hiring “creative types.” It’s about creating a culture where experimentation, collaboration, and learning thrive. In a highly competitive digital finan...

/payments Fintech

Krik Gunning

Krik Gunning Co-founder & CEO at Fourthline

How financial IT becomes resilient: Implement DORA securely

The digital resilience of the financial world is being put to the test: since January 17, 2025, more than 3,600 companies have been required to implement the EU Regulation DORA (BaFin). The new cybersecurity standards require efficient emergency and third-party provider management and the integration of robust measures into ongoing operations. Her...

/regulation Financial Services Regulation

Sakkun Tickoo

Sakkun Tickoo Digital marketing consultant at Wonderful Payments Ltd

The rise of Pay by Link in the UK: convenient, compliant and ready for scale

Payment links have rapidly evolved in the UK market from simple invoicing tools to full-featured, secure payment channels suited for retail, hospitality, and service sectors. Seamless payments and regulation Platforms like Stripe and GoCardless allow merchants to generate payment links via API or dashboard, supporting essential compliance featur...

/payments Fintech

Vipin Kumar Sharma

Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd

Using AI to Pick ETFs: A Real Investing Use Case

After writing about “How Gen AI Can Help You Pick Stocks & Where It Falls Short”, I wanted to test it in the real world. No theory, practical use case; just me, AI, and the two most talked about ETFs in the moving sectors: the VanEck Semiconductor ETF (SMH) and BlackRock’s iShares Bitcoin Trust (IBIT). The goal? See if AI could help me researc...

/ai /wealth Artificial Intelligence and Financial Services

Leon Fischer-Brocks

Leon Fischer-Brocks Co-Founder | CEO at Bloxley

Fintech Founders, Take Note - Funding Rules Just Changed

As a founder that just completed a seed round, I’ve seen firsthand how much the funding environment has changed over the past couple of years. Yes, in 2025, there is more capital flowing into fintech again, but early-stage startups are playing by an updated rulebook. Investors are more disciplined, timelines are longer, and expectations are hig

/retail /startups Digital Banking

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