8 Results
Luke Allchin Director - North America at RFI Global
The US housing market has stagnated over the past two years, primarily driven by the economic consequences of high mortgage rates, affordability challenges, and slow construction growth. Though mortgage rates are beginning to ease for borrowers, they remain significantly higher than before. This shift has left many potential buyers on the sideline...
11 November 2024 /retail /markets Banking
The modern workforce is rapidly evolving, and with it, so is the way people plan for retirement. The days of working 9-to-5 in a full-time job with employer-sponsored benefits are becoming less common. Instead, we’re seeing the rise of the gig economy, where freelance, contract, and part-time work have replaced traditional employment for millions ...
28 October 2024 /wealth /retail Banking
US households are grappling with financial challenges at levels unseen since the 2008 financial crisis. Inflation, fluctuating markets, and economic uncertainty have forced many people to re-evaluate their financial plans, explore new financial products and even switch their financial providers. Yet, despite the rising need for financial advice, f...
10 October 2024 /wealth /retail Banking Strategy, Digital and Transformation
As the world becomes increasingly aware of the climate crisis, social inequalities, and corporate governance issues, consumers are demanding more responsibility from businesses, including banks and financial institutions. This shift didn't happen overnight, but the evolution of consumer attitudes towards environmental, social, and governance (ESG)...
26 September 2024 /wealth /sustainable Banking
Retirement planning has always been a crucial aspect of financial health, but the approach to it has evolved significantly over the years. The generational divide in the US presents a fascinating landscape where Baby Boomers, Gen X, Millennials, and Gen Z each exhibit distinct attitudes and strategies toward retirement. Understanding these shifts ...
08 August 2024 /wealth /retail Banking
Artificial Intelligence (AI) has made significant inroads across a wide range of industries, revolutionizing the way businesses operate and interact with consumers. From healthcare to retail, AI's ability to process vast amounts of data and create meaning has given way to new efficiencies and enhanced user experiences. The banking sector, a corner...
05 August 2024 /ai /retail Artificial Intelligence
In the United States, long gone are the days when the average investor’s portfolio was confined to a mix of stocks, bonds, and maybe a mutual fund or two. Today, alternative investments are taking center stage, offering new opportunities and challenges. From real estate crowdfunding to cryptocurrencies and private equity, the landscape is diversif...
26 July 2024 /wealth /retail Alternative Investments
The evolving demands of modern banking consumers will force incumbent banks in the United States to adapt in order to remain competitive in a rapidly changing banking landscape. In recent years, the banking landscape in the United States has undergone significant change. In a market where the average relationship with the primary bank is 16.6 years...
11 July 2024 /ai /retail Banking Strategy, Digital and Transformation
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