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114 Results from 2021, /startups

Helen McHugh

Helen McHugh Business Development Manager at Transact Payments Ltd

Alleviating the complexities of the payment ecosystem

The payments ecosystem is a complicated multi-layered pathway of entities – which can include a BIN sponsor (issuer), processor, programme manager, card bureau, scheme (for example such as Visa or Mastercard), and acquirer – each one reliant on one another to fulfil their role successfully and securely in the transaction. An environment in continu...

/payments /startups The Payments Business

Manuel Silva Martinez

Manuel Silva Martinez General Partner at Mouro Capital

Lending as destination

Lending is at the core of what we do as fintech investors. But our approach to investing in lending start-ups has changed over the years, integrating learnings from the past to bet on the winners of the future. If we look back at the past five to ten years of innovation in lending, a number of product and business models, very hyped at earlier sta...

/startups Fintech

Daria Leshchenko

Daria Leshchenko CEO and Managing Partner at SupportYourApp

Three things fintech gets wrong about customer support

Fintech products are gaining popularity and pose real competition to traditional banking. According to the 2019 FIS PACE study, 73% of consumer banking interactions are digital. Fintech startups have already raised a record $100M in Q2 2020 and, apparently, have cracked the secret to success — better CX and personalized customer service. Direct-

/startups Customer Service 2015-2019-2025

Josh Rix

Josh Rix Director at Woodhurst Consulting

Open Finance - reimagining mortgages

Today, getting a mortgage on a property is a cumbersome process. The worst part is that consumers don’t even want to purchase a mortgage – they want to buy a house. The mortgage is, unfortunately, a necessary evil. Consumers highlighted three key challenges with the mortgage process today: 49% find the application and approval process too long 34%...

/retail /startups Open Banking

Christoph Gugelmann

Christoph Gugelmann CEO at Tradeteq

Fintechs can play an integral role in the UK’s trade policy

There are many takeaways from the recent review, led by Ron Kalifa, highlighting how the UK can establish its world-leading fintech sector as a strategic asset. One of the more interesting points was the recommendation that fintech form an integral part of trade policy. This comes at a time when governments around the world are looking to reinvigo...

/startups Fintech

Helene Panzarino

Helene Panzarino Banking-innovation consultant & evangelist at helenepanzarino.com

Small business needs taxis not tankers

Large incumbent banks don’t serve small and medium-sized businesses well. Dress it up in euphemisms like ‘It’s an underserved market’ all you want; the reality is they get the short straw when it comes to banking. This fact will come as no surprise to anyone watching the US cope with Covid in the past year. Getting emergency loan funds out to SMBs...

/retail /startups Disruption in Retail Banking

Josh Rix

Josh Rix Director at Woodhurst Consulting

Open Finance - don't forget about SMEs

Retail banking has always been the poster child of innovation, while SME and commercial customers are typically left behind and often undeserved. SME customers arguably require the most support from their banks, as these companies have a greater list of needs than a retail customer but may not have an in-house finance department to deal with them....

/retail /startups Open Banking

Christoph Gugelmann

Christoph Gugelmann CEO at Tradeteq

The need for a revolution in trade finance

Over the last decade, there’s not a single industry that hasn’t been re-shaped by technology in one form or another. However global trade and trade finance is one of the few exceptions where change has been somewhat slow, but things are changing for the better. As 2021 begins, now is the time for trade finance to double down on technological chang...

/startups Innovation in Financial Services

Max Zorian

Max Zorian Founder at QArea and TestFort software development at Qarea and Tesfort

How Documentation can Save Your FinTech Project

FinTech is a high risk high reward industry. Most think about the “reward” side of the equation, but the real experts understand the value of risk mitigation. A common risk of software development is making compromises that will back the team into a corner with things like bugs or technical debt. These issues can be covered with basic development ...

/startups /inclusion Fintech

Rowland Park

Rowland Park CEO at Limeglass Limited

Why is it so important to address macroeconomic research?

Macroeconomic trends affect every aspect of the economy, and as a result, every business within the financial services industry. In the turbulency created from the current pandemic, financial services professionals need more insights than ever at their fingertips, and for these to be structured in such a way as to allow them to make informed decis...

/startups Fintech

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