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3665 Results from /retail

Retired Member

Retired Member 

Risk management needs to go through fundamental changes

The corporate culture of growth at any cost during the past decade has exposed fundamental flaws in the way banks conducted their business and in particular how they managed it. As such, the financial crisis has highlighted the need for dramatic changes and a move towards an enterprise-wide approach to risk management. While banks may have had p...

/regulation /retail

Alex Noble

Alex Noble Account Director at McAfee

HSBC redundancies and their call centres

It's always sad to see bad news on jobs and HSBC's announcement last week was no exception. The BBC report is that while the bank says that 1,200 jobs are at risk, the unions are talking about up to 3,000 jobs potentially going. The jobs will go at an operation centre in Leamington Spa, (for about 280 positions), London will loose about 150 jobs ...

/retail

Paul Penrose

Paul Penrose Head of Research at Finextra

What's the point of Twitter?

So, everyone's a'flutter over Twitter? I wouldn't count on it. Here at Finextra we set up our own Twitter feed last year, just as an experiment. To set the ball rolling, we identified all Community members with a Twitter account and started following them. Over the past couple of months there's been a noticeable drop-off in tweets from individuals...

/retail /wholesale Finance 2.0

Ed Daniel

Ed Daniel Senior Consultant, getting old you know ;-) at esdaniel.com

How many Ts is that?

Noting the news last night it's not a great time to be associated with banking and as such the professional community will seek solace amongst its members. So, during this period of kinship and support perhaps some managers will study how the renewed trust in peers and colleagues can be put to good use. Transparency creates trust, trust facilitates...

/retail Futuristic Banking

Paul Penrose

Paul Penrose Head of Research at Finextra

Protestors vandalise Sir Fred's house

Public anger at banking excess seems to be boiling over into direct action and mob rule. Following the public hanging of a banking effigy at a rally in Marble Arch and the bus tours of AIG executive mansions organised by US activist groups, the latest person in the firing line is former RBS boss Sir Fred Goodwin. Police in Scotland are calling fo...

/retail /wholesale Whatever...

Retired Member

Retired Member 

Deflation? Cobblers

I suspect that many people are like me in not believing we are in a deflationary situation. It is complete cobblers and should not be influencing economic policy. The principal reason why the RPI is dropping into negative territory is that interest rates have been destroyed in recent months. This allegedly reduces the cost of living, which is rub...

/retail Trends in Financial Services

Retired Member

Retired Member 

Be my - ATM-finder - eye, buddy!

Wow, this is a very cutting-edge new innovation from ING Netherlands. My android cellphone shows me the available ATMs in my sight, by pointing the camera of the phone to any direction. ATM markers are added to the actual camera image, so I know which way to go. The concept of processing the real environment image and react somehow is there since ...

/retail Futuristic Banking

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Study Says PCI Level 3-4 The Criminal Hackers New Target

Up until now, identity thieves have been hunting elephants. But that may soon change. According to this study, small to medium size businesses (SMB's) are the criminal hackers next target. This should come as no surprise, as large enterprise networks have gradually become better at defending themselves. Over the past few years, criminal hacker

/security /retail

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

A bad banker and a dishonourable man.

I thought the Fred Goodwin saga was over, but it seems to run and run, so I thought I'd put in my two-penn'th The old RBS Pension plan allowed staff to retire at 60 on two thirds of their final salary after a 40-year career. If Goodwin was treated like any other RBS employee, then his actual service since 1998, plus pensionable service transferred ...

/retail Whatever...

Retired Member

Retired Member 

Industry is ready to invest GBP 900 million on Fast Payout?

According to E&Y Fast Payout study, estimated cost to industry of proposed requirements are as follows Requirement Estimated Cost (GBP in Millions) % of total cost Data Cleansing 196.5 22 Eligibility Account flagging 135.2 ...

/retail FSCS Fast Payout

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