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3853 Results from /retail

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Social media - the haters, the lovers and the real world

For the past few weeks I have been talking with a group of people at a large global bank about doing a Twitterview (it is scheduled, and will be publicised closer to the date, so keep your pants on). A lot of the talk was about bridging the gap between the gung-ho, Twitter-happy leader of the social media group and the corporate communications team...

/retail /wholesale Social Banks

Retired Member

Retired Member 

Strategy 1: Incremental Innovation, big bang advantage!

The term incremental innovation doesn’t begin to do justice to its potential. Yes! Incremental innovation is about gradual improvement rather than earth-shattering change, but that doesn’t make it any less effective as a weapon of competitive differentiation. Here’s how, by making simple and quick changes to products and processes or the usage of e...

/retail

Retired Member

Retired Member 

Many smaller organisations still reliant on paper processes

Traditionally, the financial services industry has insisted on paper copies of documents to confirm a person's identity when bringing on new customers. But the time and resources required to provide and process paper-based forms of identity made it a laborious task for FS organisations and their customers alike and meant many began to transition

/retail

Brett King

Brett King CEO & Founder at Moven

The branch is finally 'alternative' banking

Since the introduction of internet banking, customer behavior as respects day-to-day banking has been rapidly changing. Whereas in the mid-80s you might have done 70% of your banking through the branch, cash and cheque, today most of our retail banking interactions occur through electronic channels. For some segments, like seniors passbook holders...

/retail

Brett King

Brett King CEO & Founder at Moven

Retail Bankers - Wake up to the 21st Century!

James Gardner did a great post on his blog today that got me thinking. Why is it so hard to get Mobile banking and social media on the minds of the top bankers today? The iPad has sold over 1 million units in just over 1 month since its release, but this pales in comparison to the iPhone which has exceeded 100 million total units, with sales gl

/retail Finance 2.0

Alex Noble

Alex Noble Account Director at McAfee

The long-term trends behind the RBS job losses

It's always sad to see job losses on this scale and (if it's correct) the Finextra calculation that Royal Bank of Scotland has cut 22,600 jobs since the crisis began, helps provide an indication of the human cost of the banking crisis. The problem is that while popular anger at senior banking mangers is in many cases justified, most of those who a...

/retail

Brett King

Brett King CEO & Founder at Moven

Digital versus Traditional Advertising? Wrong Question

There is a debate that has been raging in Advertising quarters for almost a decade now - which is better Digital Media or Traditional Advertising. The fact that this question is being asked at all shows that most advertisers and institutions don't get consumer behavior in the interconnected world. Considering that agencies are in advertising, you'...

/retail

Retired Member

Retired Member 

Competitive Advantage from Innovative Management Strategies

Following the spate of bank failures over the last couple of years, surviving institutions must brace themselves for a tough future, characterised by high competition and low customer confidence. How can a bank triumph over these pressures to sustain itself in the long run? When products are becoming more commoditised by the day, where does a bank...

/retail

Brett King

Brett King CEO & Founder at Moven

A better Internet Bank? Who gets it right...

Take a look at your retail or consumer banking website or homepage. I can 100% guarantee that regardless of who you are, and in what market you are in that I know exactly which part of the site is clicked on most. Contact us? Nope. Press Releases - definitely not. The biggest Ad banner on the homepage? Nope... Figured it out. Well the headline giv...

/retail

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Do you EBADay? Well, do you?

Now that May is almost upon us, we here at Finextra HQ are busy putting the final touches on EBADay, the only European payments conference you should attend. (and that's not just because this year, we are descending on the beautiful Luxembourg.) The preliminary agenda looking at Unlocking the full potential of Sepa, has been formulated and is avail...

/payments /retail EBAday

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