210 Results from 2016, /retail
Retired Member
The latest World Payments Report by Capgemini pointed to some key trends for 2016. The payments front end is rapidly changing with new non-bank entrants providing newer ways of bringing customers and merchants together. Other than many Peer 2 Peer platforms that surfaced a few years ago, we've also seen the entry of Apple, Samsung and Google into ...
20 January 2016 /payments /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
E-id as a bank service has been in place for soon 20-years in Finland and it serves especially well the public sector where strong e-id is often needed - but with low usage intensity. This means that a separate tool is both expensive and difficult to remember for users. Several other countries have taken the same route. But most have not - yet. W...
19 January 2016 /retail Innovation in Financial Services
Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions
A few months ago, I'd posted the following update on social media: Privacy does not equal Security: Privacy is refusing to give out your mobile #. Security is refusing to give out your debit card PIN #. To which a friend had replied, "You made it so simple!!" Then I thought of bank account numbers and realized it wasn't so simple. If I to...
17 January 2016 /regulation /retail
On 23rd of December 2015, Finextra has selected the five most read blogs in 2015, two of which are Digital Banking Tips (Digital Marketing and Mobile Security). This is such a great honour on my side, considering the number of bloggers and blog posts at Finextra Community. I would like to thank all of you for reading the tips, encouraging me writ...
11 January 2016 /retail
Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark
Top 10 Payments Predictions for 2016 -- What do think will happen in 2016? By Gerard Hergenroeder – Thoughts expressed wherein may not necessarily be endorsed by his employer. # 1 Wallet Wars -- Clarity around who will dominate the wallet market becomes cloudy. Some banks and retailers offer their own solutions. # 2 Banks reprice services -- In...
Small countries have many disadvantages - small home markets, small languages, smaller skill pools and smaller resources - to mention a few. But they also have advantages - better opportunities for networking, smaller vested interest groups, better public-private co-operation, better agility - that they can benefit from - subject of course to havi...
11 January 2016 /payments /retail Innovation in Financial Services
Nanda Kumar CEO at SunTec Business Solutions
The term Internet of Things (IoT) has been used for some time now, referring to the connected nature of our society thanks to smart devices. It’s the communication between machines, sharing information to supposedly make lives easier. Analysts predict that IoT will add economic value of between $4tr and $11tr by the middle of the next decade. A ...
08 January 2016 /retail
Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted
Welcome back to this first full week of work after the holiday season for most of you. I live in the outer boroughs of Greater London. The leafy idyll that is zone 6 (we have a Nandos and everything). Which means I rely on the train to get to work - Southeastern Rail. This morning my normal 45 minute commute took two hours! (What does this have to...
06 January 2016 /retail
Today’s financial customers today are a discerning lot, more so with the pervasiveness and evolution of mobile phones and technology. Shrinking boundaries of doing business and the need to work and trade across time zones fuels the desire to partner with an equally nimble footed and “always on” financial institution. “Always on” translates to bein...
05 January 2016 /retail /wholesale
We live in a 24/7, super-connected world and have grown used to instant access to information and services at the touch of our smartphones. No wonder we want the same convenience and certainty when it comes to how we bank. Instant payments may be the way we’ll get both that convenience and that lack of latency. They’re also good for the wider, ec...
04 January 2016 /payments /retail
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