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3691 Results from /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

How Much Does Best UX in Banking Cost and Why

The design of financial services is a labyrinth of complexity, regulations and high stakes. Despite the allure of high-profile projects and substantial budgets, even the most skilled designers often hesitate to delve into this demanding sector. The primary reason? The consequences of design flaws in financial services can be catastrophic, ranging ...

/retail /devops Innovation in Financial Services

Venkatesh P

Venkatesh P Co-Founder and Director at Maveric Systems

Context is King in AI implementation - An overview of the use of AI Tech Stack in Banking

In the ever-evolving landscape of the banking industry, the significance of artificial intelligence (AI) and machine learning (ML) has grown exponentially. With the rise and fall of numerous buzzwords, AI remains a dominant force, promising to transform banking operations. To approach an AI implementation, especially in the context of Conversati

/ai /retail Banking Strategy, Digital and Transformation

Nicole Pienkos

Nicole Pienkos Head of Regional Banking at FIS

Four Strategies to Grow Deposits

Fundamental activities establish a foundation. Gathering low-cost core deposits is a foundational activity for successful commercial banking, especially in these times of high interest rates. “As interest rates have risen, depositors have new options for earning a return on their money,” says Joe Fielding, senior partner and lead of the Americas ba...

/retail /markets

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Innovation doesn’t have to become collateral damage to FI legacy system budgets

Technology investment has continued apace and, according to Gartner, IT spending in the banking and investment services market is forecast to increase by 8.7% in 2024 and is expected to reach $1 trillion by 2028. But even with all this money being thrown at IT, many Financial Institutions (FIs) are still unable to deliver the innovation they need...

/payments /retail Banking Architecture

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

One Year Since the FedNow Launch: What You Should Know

Launched in July 2023, the Federal Reserve's FedNow service has been a game-changer in the U.S. payments landscape. As we mark its first year, it’s crucial to understand its impact on financial transactions, especially within the fintech sector. With over 900 financial institutions onboarded, including major players like Chase and Wells Fargo, FedN...

/payments /retail Banking Strategy, Digital and Transformation

Donica Venter

Donica Venter Marketing coordinator at Traderoot

Why Bankers Need to Think Like Entrepreneurs

Fintech has revolutionized the banking and payments sectors, significantly contributing to economic growth across many countries. By leveraging the internet and user-friendly smartphones, fintech firms have made financial services more accessible, delivering them directly to consumers with just a tap of a button. However, while fintech companies a...

/payments /retail Banking

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Industry cloud platforms: The future of Cloud

Industry cloud platforms (ICP), distinct from general-purpose cloud platforms, are tailored to meet the unique needs of various sectors. Industry clouds are sets of cloud services, integration fabrics, products, and tools that offer sector-specific capabilities while being natively upgraded for cloud platforms and delivered at scale. Industry cl...

/retail /cloud Technology for Social Good

Alex Kreger

Alex Kreger Founder & CEO at UXDA

AI in Banking: Are Banks Ready for the User Experience Revolution?

The integration of AI into banking is poised to dramatically transform the industry within the next five years, driven by the breakthrough success of technologies like ChatGPT. This change is necessitated by the limitations inherent in human capabilities. As we gaze into the future, the disruptive potential of AI becomes evident, promising to revo...

/ai /retail Innovation in Financial Services

Luke Allchin

Luke Allchin Director - North America at RFI Global

Bridging the Gap: Financial Institutions' Role in Supporting Younger Generations' Retirement Goals

Retirement planning has always been a crucial aspect of financial health, but the approach to it has evolved significantly over the years. The generational divide in the US presents a fascinating landscape where Baby Boomers, Gen X, Millennials, and Gen Z each exhibit distinct attitudes and strategies toward retirement. Understanding these shifts ...

/wealth /retail Banking

Retired Member

Retired Member 

How to Start Neo Bank? Business Model Explained

Starting a neo bank business can be a rewarding endeavor. Neo banks, also known as digital banks, operate entirely online without any physical branches. This digital-only approach appeals to tech-savvy consumers looking for convenient and modern banking solutions. I will guide you through the essential steps to start a neo bank business, sharing i...

/retail /startups Fintech innovation and startups

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