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4367 Results from /regulation

Retired Member

Retired Member 

The three steps in fixing data for the fight against financial crime

The global cost of financial crime compliance is estimated to be $213.9bn, according to Lexis Nexis’ Global Cost of Compliance 2020 report, up from $180.9bn the previous year. And this is expected to grow. The range of risks outlined by the thousand banks that were surveyed were broad, ranging from customer risk profiling and sanctions screening, ...

/regulation /crime Exposing Financial Crime

Anne Plested

Anne Plested Regulation at ION Markets

Catching up on events – 40 years of the ISIN

The 1980s brought us the first space shuttle, personal computers, the Internet, and the dismantling of the Berlin Wall. But that’s not all. Did anyone else feel just a hint of nostalgia when the Association of National Numbering Agencies (ANNA) announced they were celebrating a 40th anniversary this month? No? Just me then. The ISIN or Internation...

/regulation /markets

Jussi Karjalainen

Jussi Karjalainen CEO at Valtatech

How NOT to fail the Australian Prudential Regulation Authority's YFYS spend related performance test

As the Australian Prudential Regulation Authority (APRA) continues to introduce more and more regulation and oversight over the superannuation industry, superfunds are finding themselves having to continually review their processes and policies to ensure that they remain compliant. The latest Your Future Your Super (YFYS) reforms, which came into ...

/regulation /wealth Financial Services Regulation

Dhiraj Sharma

Dhiraj Sharma Senior Consultant at TCS

Industry Cloud for financial Services – Fad or Future?

Promises of lower costs, increased scalability, capability to build innovative future digital offerings at rapid pace, enable better customer experiences across the channels and keep up the pace with ever growing customers demands are some of the key driving factors luring a growing number of financial services firms into the digital transformatio...

/regulation /cloud Cloud Banking out of the Box

Retired Member

Retired Member 

Know Your Customer, but Make It Seamless: Improve Compliance and Onboarding Through Seamless KYC

Introduction If the customer lifecycle is a performance, the onboarding process is the opener. If the opener doesn’t catch your attention, you don’t want to stay for the show. For many financial institutions, however, onboarding is not a showstopper. It’s fragmented, with too many customer touchpoints. According to a recent study, the result is fr...

/regulation /crime Innovation in Financial Services

Retired Member

Retired Member 

Information Sharing to Counter Cybercrime

How the financial sector is learning lessons from forests to counter cybercrime. When a tree in a forest comes under attack – such as from an animal eating its leaves – it releases hormones and pheromones alerting others to the danger. These can trigger changes in the composition of sap in surrounding trees to make it less appealing to the predato...

/security /regulation

Nick Green

Nick Green Director at Purple Patch Broking Ltd

How could the BNPL regulatory update impact risk assessments?

The UK Treasury recently published a consultation on how it will regulate BNPL, potentially making the UK the first major credit market to regulate these booming, innovative products. The FCA said the sector quadrupled to £2.7bn last year during the pandemic - to about 1% of the UK’s entire credit market - with more than 5 million active users. Th...

/regulation /retail BNPL

John Bertrand

John Bertrand MD at Tec 8 Limited

APP (Authorised Push Payment) fraud mitigation planned by banking and payment authorities

APP fraud is rocketing, up 70 per cent in six months, and likely to be a multi billion business shortly. No one is surprise to learn that the Bank of England, Pay.UK and UK Finance (The Collaboration) have joined forces in defining a new data model to mitigate Authorised Push Payment Fraud and reduce friction in the payment process, e.g. misdirec...

/payments /regulation Transaction Fraud Systems and Analysis

Barley Laing

Barley Laing UK Managing Director at Melissa

The Pandora Papers underline the importance of PEP checks

The recent release of the Pandora Papers has shone a light on the sometimes unethical or corrupt practises of the politically connected and the super-rich. For those in financial services the Papers highlight the importance of having access to politically exposed persons (PEPs) data as part of their anti-money laundering (AML) checks. In the UK, ba...

/regulation /identity Banking Regulations

Retired Member

Retired Member 

The Top 5 Transaction Monitoring Pitfalls and How to Avoid Them

Transaction monitoring is a fundamental part of detecting and preventing your business from being used to facilitate financial crime and terrorism financing. Regulators are increasing their scrutiny on Anti-Money Laundering (AML) control frameworks and the fines issued for failings are increasing year on year. Transaction monitoring is a fundament...

/regulation /crime Exposing Financial Crime

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