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4366 Results from /regulation

Retired Member

Retired Member 

FCA warns UK financial institutions of UBO adherence

Following the start of the Ukrainian crisis, the FCA sent letters to all UK financial institutions, warning them the new Economic Bill will be fast-tracked. This bill includes a new register meaning foreign owners of UK property must declare and verify their identities with Companies House. The aim is to stop overseas criminals and oligarchs from ...

/regulation /crime Banking Regulations

Shane Rodgers

Shane Rodgers CEO at PDX Global

Crypto Adoption Won’t Grow Until the Cowboys Go Home and the Industry Grows Up

The crypto market is shooting itself in the foot. Every day, millions of investors interact in good faith with crypto exchanges and market tracking sites but are stymied and even abused by those very same organizations who take their money. Unreliable data, usurious fees, and poor service have resulted in investor distrust and cynicism. But there ...

/regulation /crypto Cryptocurrency Insights

Nick Green

Nick Green Director at Purple Patch Broking Ltd

The BNPL data race: How to choose the right data

In 2020, the value of buy-now-pay-later (BNPL) transactions reached £6.4 billion (a 60-70% growth on the previous year). BNPL offerings appeal to both merchants and shoppers so this growth is expected to continue. With the offer of interest-free monthly payment terms, consumers prefer this method of payment to credit cards. However, concerns from...

/regulation /retail BNPL

Amir Tabakovic

Amir Tabakovic Co-Chair of AI and Data Privacy Expert Group at Mobey Forum

When tension meets technology: How banks are finally striking gold with customer data

Those who closely follow the digital trends impacting financial services will surely remember that, not so long ago, cloud technology and artificial intelligence (AI) were widely touted as the technologies that would protect banks against the rising tide of fintechs, big techs, and the evolving expectations of customers. Several big promises were ...

/payments /regulation Artificial Intelligence and Financial Services

Uldis Teraudkalns

Uldis Teraudkalns CEO at Nexpay

Crypto compliance - a challenge that has to be solved in 2022

Compliance remains a huge headache for crypto operators and buyers. We simply have to get to grips with it in 2022. The picture was not pretty in 2021. Binance, the world’s biggest cryptocurrency exchange, was investigated by the U.S. Justice Department and Internal Revenue Service, trying to get to grips with potential money laundering. Authoritie...

/regulation /crypto

Harriet Christie

Harriet Christie Chief Operating Officer at Mirrorweb

How Regulators are Tackling the 'Wild West' of Cryptocurrency

2021 was a major year for cryptocurrency. We witnessed all-time-highs and steep plummets, but one clear trend amongst the volatility is that public discussion on the topic reached hitherto unseen levels. This was fueled by such diverse factors as bitcoin upgrades, NFT artwork, China’s September ban, and Elon Musk’s SNL antics. The spotlight has c...

/regulation /crypto Trends in Financial Services

Shane Rodgers

Shane Rodgers CEO at PDX Global

Will the SEC Suffocate Crypto in the Crib?

Recently the SEC issued a nearly 700-page plan that proposes re-defining Alternative Trading Systems (ATS). SEC commissioner Hester Peirce has called the plan “a Trojan Horse” aimed at driving out the crypto exchanges and decentralized finance communities. At the same time the White House is expected to issue a memorandum on crypto’s potential th...

/regulation /crypto Fintech

Jonathan Wood

Jonathan Wood CEO at C2 Cyber

Harnessing technology to drive ESG compliance in advance of new SFDR regulation

High-profile scandals, such as the regulatory investigation into whether the DWS Group misled clients about sustainable investing, and Fundsmith being stripped of its ethical rating due to mis-selling, has raised concerns that some ESG funds are misleading. However, despite these headlines, a key challenge many investment firms face is sourcing r...

/regulation /sustainable Sustainable compliance

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

Climate change risk management – whose job is it anyway?

Well, the answer is obvious isn’t it – it is “EVERYBODY’s, you would say. There lies the difficulty. One of the first management lesson’s is never to make any job “everybody’s” as it has two risks inherently. Either it becomes everybody’s and nobody’s at the same time, resulting in an impasse or the boundaries and the gaps in-between one group to ...

/regulation /sustainable Trends in Financial Services

Dexter Penn

Dexter Penn CEO at Kalgera

Fears of a spike in vulnerability on the anniversary of the FCA guidance

This week marks a year since the Financial Conduct Authority (FCA) issued guidance to financial institutions for the fair treatment of vulnerable customers. The aim of the guidance is to encourage banks and building societies to better understand the needs of vulnerable customers so that they can better serve them. Ahead of the anniversary, we con...

/regulation /inclusion RegTech

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