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4457 Results from /regulation

Retired Member

Retired Member 

SCA’s success is pushing account takeover fraud to new heights

While strong customer authentication (SCA) enforcement is still in its early days, it’s already clear that the more robust identity requirements are better protecting ecommerce checkout from fraudsters looking to commit payments fraud. And while that’s indisputably good news, one of the key indicators of SCA’s effectiveness is certainly bad news. ...

/payments /regulation Business

Prabhu Ramamoorthy

Prabhu Ramamoorthy Global Manager Financial Services Ecosystem at NVIDIA

Enhancing Trade Compliance with Artificial Intelligence (AI)

Physicists may say otherwise, but it is trade that makes the world go round -- at least financially. From supply chain issues to volatility in prices across asset classes, from stocks to crude oil, trade defines much of the movement in the international economy. With trillions of dollars moving daily across the financial system, the temptation to ...

/regulation /crime Artificial Intelligence and Financial Services

Joost Van Houten

Joost Van Houten Founder & CEO at Sentinels

Advancing AML: Why ultimate beneficial owners must be properly identified

In March 2022, global regulatory watchdog the Financial Action Task Force (FATF) adopted amendments to Recommendation 24 (R.24) of its 40 Recommendations that govern global anti-money laundering (AML) policy. This concerns Ultimate Beneficial Ownership (UBO), i.e., the person who profits from money moving into or out of a business. These are signi...

/regulation /crime Banking Regulations

Frank Cummings

Frank Cummings CEO at AML Partners LLC

Digital Transformation Time--Again?

'Digital Transformation' sellers—a.k.a. the “cookie-jar consultants”--are at it again It’s happening again: Claims of digital-transformations-solve-all-problems are everywhere. I don’t want to sound too boomer-ish, but we have been down this tech-solves-all road a couple times before. And many leaders will believe the hype: Transform your digit

/regulation RegTech

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Automation and the future of banking operations

Resilience and adaptability are key to delivery of excellent service levels in operations, as these features can make or break the delivery of new products and services. When it comes to building resilience, modern agile software that harnesses automation is key, as it gives banks real-time visibility into important processes and allows them to be...

/regulation /devops Digital Bank Transformation

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Buy Now, Pay Later is now regulated in the UK. What does the future hold for the payment method?

Buy Now, Pay Later is a rapidly growing trend in a number of market sectors, including retail, entertainment and travel. During the COVID-19 pandemic, use of the payment scheme increased fourfold in the UK, to the tune of £2.7 billion in transactions. In this article, I'll give a brief overview of how BNPL works and the industries where it’s most...

/regulation BNPL

Hugo Chamberlain

Hugo Chamberlain Chief Commercial Officer at smartKYC

Automated Enhanced Due Diligence Using AI

When to use Enhanced Due Diligence Know Your Customer (KYC) screening can take many forms as a process and certainly as a technology solution in the ever expanding industry. At a minimum, companies have a requirement to check and verify an individual's identity by using document verification and/or biometric tools, which may suffice in terms of a ...

/regulation /crime Artificial Intelligence and Financial Services

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

The PRA’s new ‘Simpler regime’ – Is your firm in or out of scope?

The Prudential Regulation Authority have taken another step towards implementing their vision of managing prudential risk for smaller financial institutions through the publication of CP 5/22, “The Strong and Simple Framework: a definition of a Simpler-regime Firm”. As the name suggests, this latest publication outlines the proposals for the defin...

/regulation Banking Regulations

Ivan Aleksandrov

Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay

Application for a Payment or E-Money Institution licence: the main parameters regulators consider

Before applying for a Payment Institution (PI) or Electronic Money Instituion (EMI) licence, you should earnestly assess your chances by taking a look at your company through the eyes of the regulator. If you think you might not yet be ready to apply, take care to fix the flaws, instead of waiting for the regulator to point them out to you. In ad...

/regulation /startups Fintech

Nickii Mallia

Nickii Mallia Business Development Manager at Aqubix Ltd - KYC Portal

Importance of having a trustworthy KYC system - In-house vs Third Party Providers

You never get a second chance to make a great first impression and since onboarding a new client is your first main contact between your company and your new client, the experience should not be confusing or frustrating. The onboarding experience is often viewed as the foundation for what dealing with your company will be like, so having a trustwo...

/regulation /retail RegTech

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