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4244 Results from /regulation

Retired Member

Retired Member 

DORA Regulation: Mandatory ICT Risk Reporting for European Financial Institutions

On November 29, 2024, the European Commission introduced the Commission Implementing Regulation (EU) 2024/2956, laying down detailed technical standards for the application of Regulation (EU) 2022/2554, known as the Digital Operational Resilience Act (DORA). This update, which will officially come into force 20 days after its publication in the Off...

/regulation /retail Financial Services Regulation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Enhancements to the FCA's Financial Crime Guide: PS24/17 Updates

The 29th of November 2024, the Financial Conduct Authority (FCA) published Policy Statement PS24/17, which introduced significant updates to its Financial Crime Guide (FCG). These revisions followed a consultation period launched in April 2024 (CP24/9) and were driven by the FCA’s ongoing commitment to ensuring that firms possess robust systems...

/regulation /crime Fintech

Marko Maras

Marko Maras CEO at Trustfull

How to harmonize conflicting AML and PSD3 mandates in Europe

Europe’s financial sector is at a turning point. On one side, strict Anti-Money Laundering (AML) regulations demand steadfast vigilance and compliance. On the other, the Payment Services Directive 3 (PSD3) is pushing for instant payments to meet the demands of an increasingly impatient digital economy. For both traditional financial institutions a...

/payments /regulation Financial Services Regulation

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

How Can Banks and Fintechs Capitalize on PSD3 and PSR1?

The financial landscape is undergoing a seismic shift, driven by the impending implementation of Payment Services Directive 3 (PSD3) and Payment Services Regulation 1 (PSR1). The PSD3 timeline is uncertain, but finished versions are likely to be available by late 2024. The EU member states will have a two-year implementation phase, with instituti

/payments /regulation Open Banking

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

MSBs: What You Need to Know About Regulatory Requirements

MSBs operating in Canada are facing significant regulatory changes. According to a recent notice from Approved MSB Services, the Bank of Canada has introduced new regulations under the Retail Payment Activities Act (RPAA), requiring all MSBs to register within a specified timeframe. This regulatory overhaul is part of a broader global trend aimed ...

/regulation /wholesale Banking Regulations

Samuel Crompton

Samuel Crompton Associate Partner (Banking, Resilience and AI) at IBM

Avoiding a Crash While Helping Customers Safely Spend Cash

With the busiest retail event of the year now behind us, those responsible for the technology services that underpin our ability to make purchases on Black Friday are likely now breathing a sigh of relief. Headlines at a glance suggest that 2024 has been kinder to retailers’ digital infrastructure than in previous years, with fewer outages report...

/regulation /retail

Retired Member

Retired Member 

MREL and BRRD: EU Banks’ Progress and Remaining Shortfalls

The Minimum Requirement for Own Funds and Eligible Liabilities (MREL) and the Bank Recovery and Resolution Directive (BRRD) are pivotal components of the European Union's strategy for financial stability. On November 27, 2024, the European Banking Authority (EBA) published its 2024 MREL Dashboard, providing comprehensive insights into the progress ...

/regulation /wholesale Banking Strategy, Digital and Transformation

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Does the UK’s National Payments Vision really shape the Future of Payments?

The UK’s National Payments Vision sets a bold agenda, reaffirming its leadership in global financial services. Processing nearly 50 billion transactions annually, the nation’s payment infrastructure underpins commerce, inclusion, and economic growth. Now, as the landscape changes, the UK stands ready to further modernise, striking a balance betwee...

/payments /regulation Banking Strategy, Digital and Transformation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Insights into the FCA Crypto Roadmap and Consumer Research

The UK's Financial Conduct Authority (FCA) is making significant progress toward regulating the burgeoning cryptoasset sector. Its recently unveiled Crypto Roadmap outlines a comprehensive framework spanning 2023 to 2026. This plan seeks to create a safe, competitive, and sustainable crypto industry by addressing key areas like stablecoin regulat...

/regulation /crypto Fintech

Craig Ramsay

Craig Ramsay Managing Director, Business Development Head, EMEA at Episode Six

Ledger-as-a-Service: an opportunity businesses can’t afford to ignore

In the digital age, businesses are rapidly adopting financial technologies to stay competitive, but there’s one crucial element that’s often overlooked: the ledger. As companies race to implement payment systems and financial tools, they often neglect the foundation that ensures financial precision which of course is the ledger. This can resul...

/payments /regulation Frictionless Payments

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